Finding the Right Settlement Buyer

Say you are looking to cash out settlement payments for a lump sum, what is the best way to go about getting the most cash?  how do you know if you are working with the right settlement buyer?  what are the questions you should ask about selling settlement payments?  what is the right amount of the structured settlements you should sell?

These are just some of the questions you might be considering if you are contemplating getting a lump sum of cash for structured settlement.  There are countless other questions as well.  The answers for all these questions regarding selling structured settlement payments differ, in a lot of cases, depending on your circumstances and what you are looking to accomplish with the lump sum for annuity payments you receive.

At Catalina Structured Funding we speak to people all the time that selling structured settlement payments and there reasons for doing so differ.  As a result, in time we have learned as a settlement buyer the best way to handle transactions involvign the sale of structured settlement payments is to treat each customer looking for cash for structured settlement with the personalized attention.

Once you agree to go forward with us the one thing you can be assured about is that Catalina Structured Funding will expertly process your transaction involving selling structured settlement payments.  Our experience handling these types of transactions ensures our customers get the best service possible and we strive to get you your lump sum for settlement payments in as short of time as possible.  Curious how long it will take to get you a lump sum?  Give us a call and based on various factors, including the state where you live, we can provide you with a free estimate of a structured settlement funding date.

While there is no one secret to getting the most cash for structured settlements, the best advice may be to gather as much information you can before signing any contract.  By having more information about how much your structured settlement is worth and by learning what is involved in cashing out settlement payments, you will be better positioned to make the right choice of settlements buyers.

We are confident that educated consumers will pick Catalina Structured Fundign for their lump sum needs.  Our experience in this area is second to none and this will be readily apparent to you from the first call to the final funding.

Give us a call at 1800-317-3769.  We look forward to getting you more cash for structured settlement payments than any of our competitors.

Stop, Read This: Sell Structured Settlement Core Ideas

In a bind and need cash? Structured settlement selling or selling an annuity can be one of many options for you to consider.  With Catalina Structured Funding, you can often sell LESS of your annuity and get more cash for your annuity.  Its the best of both worlds as your ultimately goal, in most cases, should be to take the lump sum you can get for your annuity and sell as little of the your annuity as possible. Click here for info on:  sell structured settlement

One often over looked options when it comes to selling structured settlement payments is the possiblity of cashing out what are known as life contingent structured settlement annuity payments.  What are life contingent payments?

Structured settlements often contain two “types” of settlement payments. The first type are generally called “guaranteed” structured settlement payments.  These are settlement annuity payments that are made regardless of whether the original payee is living at the time the settlement payments become due.  For example, Plaintiff accepts a structured settlement that provides for a lump sum due 30 years from today.  Unfortunately, Plaintiff passes away in year twenty; i.e., 10 years before the structured settlement lump sum payment is due.  What happens to that lump sum payment?  Well the annuity issuer is still obligated to make the structured settlement payment and pays it to the Plainiff’s beneficiary, estate, assignee or  heir.

A Life contingent structured settlement is different. In the case of life contingent structured settlement payments the settlement payment or payments ONLY get made by the annuity issuer if the original payee is living at the time the settlement payment becomes due.  Using the above example with the lump sum payment due in 30 years and the Plaintiff that passes away 10 years before that structured settlement payment is due, if the lump sum structured settlement is life contingent, the Plaintiff’s beneficiary, estate, assignee, or heir will receive nothing.  The annuity issuer’s obligation to make the structured settlement payment ceases upon the Plaintiff’s death.

At Catalina Structured Funding we can assist you if have inherited a structured settlement and we can also help you get cash NOW for future life contingent structured settlement payments.  With our years of service in the structured settlement industry, we can now offer what is a relatively unique service of providing immediate cash for life contingent structured settlement payments– even if those payments are not due and payable for a decade or longer.  You will be surpised how much cash we can get you for these life contingent structured settlements.  Give us a call at 1-800-317-3769 to learn more.

Looking to Sell Small Annuity? This Settlement Buyer Can Help

Although there are countless websites looking to buy structured settlements; settlement annuities; structured settlement annuities; and settlement payments in general, at Catalina Structured Funding we often here that finding a buyer of small annuity payments isn’t easy.  What is a small annuity?  A small annuity can be any structured settlement that payments $350 per month or less.  Indeed, a small annuity can also be something that involves small lump sum payments due in the future or larger monthly annuity payments but just for a short period of time.

At Catalina Structured Funding, we can get people cash for annuity regardless if they are looking to sell small annuity or large annuity or anything in between.  How is that we can get you get cash for a small annuity even if other structured settlement buyers have said no to you?  Well partly its because as a premiere structured settlement buyer and as a premiere annuity buyer, we make every effort to make any transaction involving selling annuity payments, large or small, work– that is assuming you believe cashing out annuity is in your best  interest.  Its critical to note that unless you believe that selling annuity payments you are entitled to is in your best interest we think its better for you not to do so.

With regard to a small annuity, many times we can buy a small annuity by finding unique ways to either fund the structured settlement or by reducing the costs associated with selling settlement annuity payments.  Many times its the costs associated with selling a small annuity that may discourage other structured settlement buyers from moving forward with a transaction with you.

Of course, not every annuity can be assigned and there are definately circumstances when its either not in your best interest to sell an annuity, be it a large annuity or small annuity, and other situations where cashing out an annuity does not make sense for us.  With all that said, however, we have spoken to many customers in the past that have told us other structured settlement buyers were unable to help them get cash for annuity and that they were happy we were.

Its important to remember that the group at Catalina Structured Funding does not just work with guaranteed annuity payments/guaranteed structured settlement payments but we also can help you get cash for what are referred to as “life contingent structured settlements” and “life contingent annuity payments”.  Again, this is true even if you have been told by other settlement buyers that you can sell life contingent structured settlement payments or life contingent annuity payments because they are too ”small”

Give us a call today and see how we can get you a lump sum of cash when other settlement buyers couldn’t help you.  We can be reached at 1-800-317-3769.

Sell a Structured Settlement- Review of Options

When it comes to making the decision to sell a structured settlement, there are so many variables that come into play that you may not know whether doing so is in your best interest.  Before you decide to sell a structured settlement, however, you definitely need to contemplate these factors.  Every person we speak to that is looking to sell a structured settlement has different reasons and different motivations and consequently one article like this can come close to addressing all the possibilities of why or why not it is a good for you to sell a structured settlement.

That said, what can discuss is the general considerations that go into the process of selling a structured settlement.  One important factor is when is the structured settlement you are looking to sell become due.  Under many structured settlements, the annuity payments come due at various times.  You may be looking to sell a structured settlement that has annuity payments due immediately as well as annuity payments due in the distant future.  When reviewing options to sell a structured settlement it is therefore it is important to note that one option is to sell structured settlement payments due in future, not just immediately.

We often talk to people that are you looking to sell a structured settlement that are unaware that they do have the option not to sell the entire structured settlement.  Indeed, our customers are often pleasantly surprised that when selling a structured settlement payment with us, they can leave the current annuity payments untouched and can raise the cash they need by merely selling a structured settlement portion due in the future.  This option is often appealing as it allows them to keep the comfort of having the annuity payments still coming in and at the same time getting a lump sum for selling a structured settlement.

By only partially selling a structured settlement to us, we can often provide the same amount of cash other structured settlement buyers may offer for selling a structured settlement in its entirety to them.  How do you investigate whether this partial sale of a structured settlement is an option for you?  Simply give us a call and one of our experienced structured settlement payment experts will review your annuity payments stream with you and provide you with as many alternatives as you wish for raising cash by selling a structured settlement.  Keep in mind that this service; i.e., cash quotes for structured settlements; is completely free as is our sending you the options in writing for you to review at your own time.

Sell Settlement Payments for Most Cash

“Sell Settlement Payments for Most Cash” can be truly a gratifying experience that allows you to accomplish some of your immediate goals.  We have seen structured settlement arrangements that provide for settlement payments due in 20, 30, and even 40 years.  Yes, its good to have these settlement payments due to you in the future but if you are struggling to meet your needs today, then you might consider how much cash you would receive if you were to sell settlement payments.

Importantly, you may not need to sell all your structured settlement payments to get the cash you need.  For example, say you have settlement payments of $500.00 per month, you very well could sell settlement payments in the amount of $250.00 per month  and get the cash you need.  Another example is that if you have a settlement payment of $100,000.00 due in the future you can sell just a portion of that lump sum payment to get cash now.  Finally, a third example could be following:  you have structured settlement payments in the amount $1,000 per month for next twenty years but you rely on the income right now.  However, you will not need to rely on the settlement payments due under the structured settlement in the future.  In this case you might want to consder if to sell settlement payments starting in 5 years, 10 years, or 15 years makes sense.  that way you can continue to have a monthly income right now and get a lump sum payment of cash.

As you can tell there are various ways to structured a transaction involving the sale of settlement payments for a lump sum.  The team at Catalina is happy to provide you with all the options you want when it comes to sell settlement payments from a structured settlement.  Once you provide us with the details of your structured settlement and how many or much of the settlement payments selling is appropriate for you, we will custom tailor options to your need.  These options in connection with your desire to sell settlement payments than can be discussed with you on the phone and then emailed to you so you consider whether selling settlement payments is in your best interest.

Give us a call at 1-800-317-3769 and speak to one of our friendly settlement payment specialists. Remember, we can get you a quote to sell settlement payments in less than 5 minutes in most cases and then you can take as long as you want to consider.  With Catalina there is no pressure to decide about selling settlement payments for most cash.

Cash for Annuity- One Call Gets Your More Cash

Are you looking for cash for annuity?  Maybe you inherited an annuity, purchased an annuity or received an annuity as part of a structured settlement of a personal injury lawsuit.  At Catalina Structured Funding, we work with people from across the country that are looking for cash for annuity.

After being involved in one way or another in countless transactions involving people cashing out an annuity for a lump sum we are well versed in how to process these types of transaction.  As a result, we can often get people more cash for annuity than our competitors and get you cash for annuity faster.  Keep in mind that we can help you get cash for annuity regardless if you live in Alaska or Alabama, California or Kentucky, Maryland or Mississippi.  Stated another way, regardless of what state in the country you live in, our team can get you cash for annuity.

How much cash for annuity can we get you?  Well that depends on a host of factors, including but not limited to:

1.  How much your annuity payments are for

2.  How often and when your annuity payments are due

3.  What company makes the annuity payments to you

4.  Whether the annuity payments are guaranteed annuity payments or life contingent annuity payments.

We often get calls from people that first looking into getting cash for annuities.  We are happy to take these calls.  With decades of combined experience in facilitating people getting cash for annuities, we like to share our expertise and walk people through the ins and outs of what it takes to get cash for annuities.  Depending on how much information you have and how much information you want about getting cash for annuities, the call with us can take 2 minutes or 2 hours.  We are always here to provide answers to your questions about getting cash for annuities and will take as long as you want to feel comfortable about the process.

Of course, our advice on how much your annuity is worth, and what is involved in getting cash from annuities, is completely FREE.  You do not have to commit anything to us to get an education from us about your annuity and the process of getting cash.  Moreover, we are happy to provide anyone with a free cash quote for annuities or a quote to get cash for structured settlement.   We will also be happy to put our quotes for structured settlements or quotes for annuities in writing so you can take as long as you want to consider if its in your best interest to sell either.

Please give us a call before you taking any action selling your annuity or selling your structured settlement.    We can be reached at 800-317-3769.

save your home by selling your structured settlement

The best thing about getting cash for structured settlement is that customers can get rid of debt and live interest free rather than paying bills with credit cards and paying high interest rates.  And, once your structured settlement transfer is complete, there aren’t going to be any bills coming.  Once there was a customer in Georgia who wanted to complete a structured settlement transfer in Georgia.  This customer had many bills and had her home was about to go into foreclosure.  She had never been late on bills but had lost her job and as a result had fallen behind.  Her solution was to get cash for annuity payments so that she could catch up on her bills.  She entered a transaction with a very very ethical structured settlement company and her transaction was completed in 25 days.  Meanwhile, the company had spoken to her bank and had written a letter that showed she was going to be able to catch up on her payments soon.  The bank agreed to hold off on the foreclosure for a longer time.  Luckily the customer had done her research and had gone with a smaller yet more experienced structured settlement company.  That is what made selling structured settlements payments easy.  She just had to sit back and have them do all the work.  Not only was it the easiest transaction she ever had, but also because the company was so experienced, they discovered that she had life contingent payments as well.  This meant, that not only could she catch up on payments, she could pay off her entire mortgage!  Now this customer had peace of mind that was only as a result of going with an ethical and experienced company that didn’t play games with her. If you are interested in getting cash for structured settlements make sure that the company you work with treats you with the respect you deserve and has the experienced to get you the most money for structured settlement.

Sell My Structured Settlement-Read this first

In these tough economic times when the national average for a gallon of gas is $3.85 and home foreclosures have still not ceased, there seems to be a great option is to sell structured settlement payments if you are lucky enough to have one. Especially in light of the fact that banks are still shy about lending money to businesses let alone to individuals.  Individuals with structured settlements have the option to contact a company and sell them their right to receive future payments.  But what kind of criteria should individuals be aware of? What kind of questions should you ask when trying to find that right company for you? Without a doubt, the best question to ask is whether or not you are really getting the money that is quoted to you.  In almost every state, the laws say that before you sign a contract, you must receive a disclosure statement that disclosures to you, the consumer exactly what the terms of the transfer are.  You must be able to see exactly what payments you are selling and exactly what price you are getting for those payments.  Otherwise, you could be unclear that there are fees that are deducted from your purchase price.  Another good question to ask is whether or not the company you are doing business with is experienced in the state you live in.  The last thing you need is a company that has completed only a handful of structured settlement transfers in your state.  Although your specific state statute gives the exact requirements for completing a transaction, nothing like an experienced attorney can bring your transfer from start to finish with ease.  A company that is inexperienced in a state will not know what attorney to use and can really delay getting you your money.  What’s worse is that if a company is not experienced in your state, they could even get your case denied.  Therefore, you want to make sure that the company you are dealing with knows what they are doing.  The best advice for someone that wants to complete a structured settlement transfer is to ask as many questions as you can and follow up with the company during the process to make sure that they are top of your case.  One way to make sure that your file doesn’t get lost is to work with a company that is small but efficient and treats your case like it should be treated. With respect. If you have any questions and would like to find out more information about selling you structured settlement, contact Catalina Structured Funding.