Fees Associated – Sell Structured Settlement

At Catalina Structured Funding, you are NEVER responsible for fees associated with selling a structured settlement.  Not only do we provide the MOST cash, we will cover ALL costs that are incurred with respect to cashing out future annuity settlement payments for a lump sum. Its our understanding that other structured settlement buyers may pass along some fees to their customers- which is a shame. One way to figure out if as part of selling structured settlement payments you will be responsible for any costs is to see if the net amount you are quoted for settlement payments is different than the “gross amount” of the lump sum you are told you will receive.

While we do not pass along ANY fees to our customers when converting annuity payments to money now, we frequently get questions from people that are looking at getting a lump sum for structured settlements about what are the fees that are incurred along the way.  To that end, here is just a description of some of those costs:

1. Legal Fees:  Every sale of a structured settlement that came about because of a personal injury lawsuit must be approved in court before a judge prior to you receiving a lump sum.  In order to accomplish this, the settlement buyer needs to retain counsel and pay that counsel for his or her service.  The costs of doing so is not cheap.

2.  Filing Fees:  At the time the petition or application to effectuate the selling of a structured settlement payment is filed in court, the structured settlement buyer must pay a “filing fee”.  These filing fees range in costs but generally can be several hundreds of dollars.  Each state, and sometimes different counties in the same state, will charge differing amounts at the time of filing/

3.  Administrative Fees:  When structured settlement annuity issuers will charge a “administrative fee” prior to acknowledging the selling of a structured settlement payment or payments.  These fees can range from zero to several thousands of dollars.  Each annuity issuer charges the structured settlement buyer different amounts

If you are looking to sell structured settlement for a lump sum or just cash out certain structured settlement payments, the team at Catalina Structured Funding can get you the most cash and will pay you the lump sum without taking out any fees.

Give us a call today at 1-800-317-3769 to see how much money we can get you.  Whether you are looking for money for immediate payments, deferred payments, or life contingent structured settlement payments, we are the right choice.

What Type of Annuity Can I Sell? What type of Structured Settlement Can I Sell?– Learn for Free with Us.

Is it better to keep or sell annuity?  That is a question best answered based on the individual circumstances.  Once you have decided if its best to sell an annuity or structured settlement, Catalina Structured Funding, Inc. is a great place to start.

Here are some the types of annuities people sell to us because they think they are better off with cash now:

1.  Selling Inherited Annuities

2.  Selling Annuities that do not start paying for a while

3.  Selling Life Contingent Annuities

4.  Selling Annuities that are no longer serving the intended purpose

5.  Selling Self Purchased Annuities.

Should you have any of these annuities and would like to discuss cashing out annuity for an immediate lump sum or what is involved to sell annuity, give us a call at 1-800-317-3769.

While there are many ways to make the lump sum payment for annuity work for you, its the type of decision that should be carefully considered before you make any decision.  The other day we received a call from a genetleman that was looking to sell structured settlement in Pennsylvania.  He had spoken to a bunch of the larger settlement buyers and was apparently unhappy with either the way he was treated or the lump sum for annuity they offered him.

Why did he want to sell his annuity for a lump sum?  This particularly gentleman and his fiancee wanted to buy a house.  After speaking to his bank and presumably a financial advisor, he determined that by cashing out annuity and providing a larger down payment on this home, his monthly payment on his mortgage would be reduced to a level that made his new home affordable.  In other words by selling his annuity and having his monthly mortgage payments less because of the sizeable downpayment, he determined he would be in a better economic decision.  While the team at Catalina Structured Funding, Inc., does not provide economic advice, this definitely seemed liked a good use of his lump sum

You see at Catalina Structured Funding we do  not want to buy an annuity from you unless you feel it is in your best interest to cash out annuity for a lump sum. This is true whether you are selling an annuity or structured settlement. Sure we can offer you the most cash for structured settlement payments or annuity payments but getting that lump sum only makes sense if you and/or you and your family will be in a better position.  This philosophy is part of what we think it means to be a top structured settlement buyer and top annuity buyer.

Give us a Call today at 1-800-317-3769 if you have any questions about what your annuity is worth or what is involved in selling annuity.  All conversations with our team are without obligation and are completely free.

Call and let us earn your business at 1-800-317-3769.


What Companies Buy Life Contingent Structured Settlement Payments?

Wonder how to select a “structured settlement buyer” to cash our your future payments?  Look no further than Catalina Structured Funding.  We are here to help you get the cash you need without the high pressured sales techniques you may find from other structured settlement buyers. Whether you have guaranteed or life contingent payments, we are the No. #1 Choice.

Here is what we can offer you to earn your business:

1. Best Price Guarantee:  Catalina Structured Funding will get you the most cash for  structured settlement payments.  Call us with the best offer you have from another settlement buyer and we will beat that price. period.  We often can provide literally thousands of dollars more for your settlement payments that any previous offer you have.

2.  Cash Advance Commitment:  Do you need a large lump sum for your structured settlement, in whole or in part, but also could use some immediate cash in the form of an advance.  We guarantee to provide you with cash after signing a contract with us.  In fact, we frequently provide multiple cash advances to our customers in far excess of a thousand dollars.  Once you chose us as your structured settlement buyer to provide lump sum of cash for structured settlement, we will do whatever it takes to make your experience as pleasant as possible.

3.  Top Customer Service:  We do not just sign customers up and then move on. Every step of the way you will get the best service of any settlement purchaser in the country.  This includes processing the transaction as quickly as possible, providing you with proactive updates regarding the status of the transaction and answer all your calls immediately.  We regularly here from our current customers that have worked with our structured settlement buyers before that our customer service is far superior than anything they previously experienced.

If you are looking to cash out your structured settlement payments and want to know how much Catalina Structured Funding can offer you, please give us a call at 1-800-317-3769.  If you contact us with the following information regarding your structured settlement, we can provide you with an immediate quote:

1. How much are structured settlement payments?

2.  When are your structured settlement payments due?

3.  What company makes the structured settlement payments to you?

4.  Are your structured settlement payments guaranteed or life contingent?

With just this information we will give you a firm quote that you can consider for as long as you need.  As experts in the structured settlement buying industry, we can also answer any additional questions you may have.  All these services are free and provided as a courtesy in hopes of earning your business.  Consequently, there is no risk or obligation in allowing us to provide you with a quote.  Speak to one our experts now at 1-800-317-3769.


What Are My Structured Settlement Payments Worth– Get the Right Answer

this is a question we get all the time at Catalina Structured Funding, Inc.  Its a fair inquiry when trying cash out structured settlement for a lump sum.  Its also fair because different structured settlement buyers provide different quotes for the same annuity payments.  With this in mind we are happy to provide you a free appraisal for your structured settlements payments.

There is just a little information we need before we can provide you instant structured settlement quote.  Some of these details include the timing of the structured settlement payments.  in order to provide any accurate quote, we will need to know when the payments are you are entitled to are due.  A difference of say one year in providing a quote can actually impact how much money we can offer you in exchange for structured settlement payments.

We will also need to know what company makes the structured settlement payments to you.  Some of the annuty issuers that make structured settlement paymetns include: New York Life Structured Settlements; MetLife Structured Settlements; Symetra Structured Settlements; Transamerica Structured Settlements; Hartford Structured Settlement payments; Symetra Structured Settlements or Safeco Structured Settlements.

Its also helpful for Catalina Structured Funding to know if the structured settlement you are selling are life contingent or guaranteed.  Life contingent structured settlement payments are a type of annuity payments are only made if you, as the payee, is living at the time the structured settlement annuity becomes due and payable.  We regularly buy life contingent structured settlement payments to make sure that we can work whenever possible.

Please make sure to give us a call if you are looking to sell structured settlement annuity payments and we will evaluate whether the offer you have is fair and reasonable.  Often times when you provide us with an offer from another settlement buyer that you are considering selling for lump sum we can beat it by thousands of dollars.   With this in mind, and given that we can provide you an offer in a very short period of time, sometimes, usually actually, in a matter of 2 mintues or less, so it only makes sense to take the time to see how much cash for structured settlement we can offer.

You can reach Catalina Structured Funding anytime at 1-800-317-3769.  Let us earn your business by providing you the most cash for structured settlements.

Sell Structured Settlement: Get Cash Advance and Most Money- Don’t Choose Between Them

Just because we offered the most cash for structured settlement payments does not mean the appraisal you received from another settlement buyer was a bad one.  At Catalina Structured Funding we regularly beat the prices offered by some of competitors when it comes to providing a lump sum now.  on occassion this happens because the potential customer has been provide a quote to cash out annuity payments that is simply below market value and therefore not difficult for us to beat.  Other times, its not a matter that the lump sum for settlement payments that the potential seller received is unfair but its just that we can get him or her more cash to sell structured settlement.

Recently we enterained a phone call from a gentleman that was contemplating selling structured settlement immediately for a lump sum.  He had spoken with at least 3 different settlement buyers prior to contacting us for a quote.  While he did not have a particularly large structured settlement, in fact, it probably could be categorized as him selling small annuity, we were able to gather all his information and provide him with a quote.

There were two critical parts of the quote we offered this gentleman.  The first part:  lump sum quote for structured settlement.  The second part:  immediate cash advance once he signed a contract.  After running al the numbers, we were able to beat all other structured ettlement buyers in both the size of the lump sum we could offer him and the cash advance we could provide him upon signing the contract.

In his particular case, he was thrilled to get this news as prior to speaking to the team at Catalina Structured Funding, one settlement buyer had offered him the most cash lump sum for structured settlement and another annuity purchaser had represented they would give him the largest cash advance upon execution of the agreement.  With Catalina Structured Funding he did not have to chose which was more imporant:  size of lump sum v. size of cash advance.  He was going to get both.

The customer was very interested in getting a cash advance as his car had recently broken down and as having a vehicle to go to and from job interviews was critical.  Our team was very sympathetic to his situation and was very happy he did not have to chose between the largest lump sum for structured settlement payments he was offered and the cash advance he needed.

When selling structured settlement payments you can not go wrong by speaking with the team at Catalina Structured Funding.  Our quotes are free and our commitment is provide the most cash for structured settlement payments.

Give us a call Today to learn more about how we might be able to assist you at 1-800-317-3769.

3 Options for Selling Life Contingent Annuity Payments

Annuities come in all different types.  The same is true for structured settlements backed by annuities.  Not only do these payment streams come in different types, they also vary dramatically in size.  Depending on the annuity purchased or the structured settlement you agreed to accept to resolve a personal injury lawsuit, your options with respect to cashing out these payments for a lump sum will also differ.

The first thing to review in the determining what structured settlement or annuity is worth, is the type of paments. Of course, Catalina Structured Funding will get you the most cash for structured settlements or most cash for annuities regardless of the type but its helpful just to review the variations:

1.  Guaranteed Structured Settlement or Guaranteed Annuity Payments.  These future payments are made to you or your beneficiaries regardless if you are living at the time they become due.  Hence, they are not life contingent– they are guaranted structured settlement payments or guaranted annuity payments.

2.  Life Contingent Annuity Payments or Life Contingent Structured Settlement Payments- these payments differ from the type in group #1 above.  The main difference between life contingent payments and guaranteed payments are that with life contingent annuity payments, or structured settlement payments, the insurance company (e.g.- American Genera/AIG; New York LIfe; Metlife; Prudential; Hartford- to name a few) are only required to make the payments due under the annuity if you are alive. That is why they are called Life Contingent Annuity Payments.

If you are unsure if your structured settlement payments or annuity payments are guaranteed or life contingent, Catalina Structured Funding can review the documents with you for FREE and advise you of the type of payments you are entitled to.

If you are entitled to sell life contingent annuity payments, Catalina Structured Funding can get you a lump sum.  Its critical for you to work with a company experienced buying life contingent payments otherwise the process of getting you a lump sum can turn into a time consuming mess.  We specialize in working with people selling life contingent annuity payments for a lump sum.

Our experience in purchasing life contingent annuity allows us to provide you with the most cash as well as the most options when it comes to getting a lump sum. These options include (1)  selling part of the life contingent payments: (2) selling all of the life contingent structured settlement payments; (3) keeping your life contingent payments for a period of time and selling life contingent payments due further in the future.

Catalina Structured Funding is the best choice if you want cash now for life contingent structured settlement or annuity payments.  Give us a call at 1-800-317-3769 to learn more about what we can offer you.

#1 Tip to Find the Top Settlement Buyer

People sell structured settlements all the time to settlement buyers. what they probably do not do enough of, however, is spending the time to find the right annuity purchaser.  There are some structured settlement companies out there that have big name recognition but does running commercials late at night make you the best settlement buyer?  There are other structured settlement companies that spend a ton of advertising in other ways but does spending a lot of money on advertising mean you are the top settlement purchaser?

If finding a structured settlement buyer via TV commercials and other forms of advertisements is not the best way to locate such information, what should you do? At Catalina Structured Funding we focus on two things when it comes to buying structured settlement payments.  The first thing we focus on is competency.  We know our customers are looking for a lump sum for converting payments in the future, whether guaranteed or life contingent, because they have an immediate need for cash.  If this was not the case, they would not be selling structured settlement payments in the first place.  With this in mind, we are spent substantial amount of time and energy to streamline the structured settlement buyers process to ensure that not only do we move the transaction along as quickly as possible but also to make sure our presentation to a judge is done professionally to maximize chances the judge will approve the sale of structured settlement payments.  After that we get  you funded as quickly as possible.

There is absolutely no good to any one involved in the process if your transaction does not get approved. Whether you have an offer for a Thousand Dollars or a Million Dollars the offer is meaningless if the settlement buyer you go with does not get your the selling of structured settlement payments approved.  It is simply a waste of your time and frankly may leave you in a worse position.

Our second focus is getting you the most cash for structured settlement payments.  We do this by offering to beat ANY offer you have from our competitors.  We do not intend to beat other offers by $10 or $15 just to say we beat their offer.  Our intent is to get you substantially more cash for structured settlement than any other offer you have.  We can also generally get you the cash you need and leave you with your annuity payments in large part still going to you.

Please give us a call before you sign any contract cashing out structured settlement payments.  You will be pleasantly surprised how much more money we can get you.


Review Options for Life Contingent Structured Settlement

Your Life Contingent Structured Settlement is valuable.  Do not let anyone suggest these type of annuity payments can not be sold or you can not get the most cash for life contingent structured settlement payments.  While there are many structured settlement annuity buyers that may be confused about this type of asset or how to handle the processing of providing a lump sum in exchange for them, Catalina Structured Funding is a company that buys life contingent structured settlements all the time.

While there is no doubt more involved in coordinating the exchange for life contingent structured settlement payments for a lump sum, you, the seller, of the life annuity payments should not recognize much of a different.  By that we mean that all but the smallest amount responsibility for effectuating the transfer of the life contingent structured settlement should fall on the settlement buyer.  That is exactly what Catalina Structured Funding does.  We take on ALL the work and all the costs when it comes to arranging the lump sum for life contingent payments.

You may be curious if the fees you will be responsible for when selling life contingent structured settlement payments is different than the fees associated with cashing out structured settlement in general differ.  The truth is:  there are ALOT more expenses and fees in cashing out life contingent structured settlement payments. HOWEVER, at Catalina Structured Funding, we cover ALL THE FEES when it comes to providing you a lump sum for life annuity payments.

Lets just briefly explain why this is such a big deal.  Imagine a company that buys life contingent structured settlement payments offers to purchase them for $25,000.00.  That offer sounds great and is exact amount of cash now for structured settlement payments that will allow you to accomplish your goals and set you up to succeed.  All excited about the lump sum for structured settlement payments you have been offered, you say “ok” and the notary comes out and you sign the contract.

Now at the time of funding, you receive $20,000 or $15,000 or even $10,000- substantially less money than you were quoted over the phone for selling life contingent structured settlement payments.  You complain to the life contingent structured settlement buyer that the $10,000 is much less than what you were told over the phone.

The life contingent structured settlement buyer points to the disclosure statement and contract and explains that both documents indicate you would be responsible for certain costs and those costs were outlined in detail in the contract.   While what they are saying may be factually accurate and the costs and fees associated with selling structured settlement payments have in fact been given to you in writing, you are rightfully disappointed.

With Catalina Structured Funding you can avoid this risk and concern as we are a settlement buyer of life contingent structured settlement payments that NEVER charges you ANY FEES.  The amount we quote you for your life contingent structured settlement payments is exactly how much cash you will receive.

Call us at 1-800-317-3769 and find out the difference working with us.  Our lump sum offer will be the best and you will not be charged fees.

Look No Further: TOP Settlement Buyer for Structured Settlement Payments

Your structured settlement payments are an important asset and consequently if you are considering selling them you want to chose a settlement buyer carefully. With all the structured settlement purchaser websites how do you find a buyer that will not only provide you with the most cash but will also give you the first rate service you deserve.  The answer is that its not an easy task.

At Catalina Structured Funding, we believe we are the best settlement buyer in the business.  What allows us to make this claim?  From across the country, CSF has gathered some of the most experienced people in the secondary structured settlement business.  Our experts have been involved in various capacities in acquiring structured settlement payments for a lump sum.  With this experience comes, in our estimation, an unmatched background to ensure that we can deliver on every commitment we make when it comes to getting you a lump sum for future settlement payments.

While the process of assigning annuity payments to a structured settlement buyer for a lump sum can seem very complex- both financially and legally- when you chose a settlement buyer like CSF that have the right personnel, there should be virtually no burden on you in accomplishing the task.

CSF regularly buys structured settlement payments.  This is what we do and focus all our attention on.   We can be your Structured Settlement Buyer in California, Structured Settlement Buyer in Texas, Structured Settlement Buyer in Florida, Structured Settlement Buyer in Georgia; Structured Settlement in Maryland– in fact regardless of what state in America you live in, CSF can get you a lump sum.

Coupled with our experience as a settlement purchaser, CSF has managed, through unrivaled focus, to keep our overhead and expenses low.  We do not advertise on television or run commercials on the radio.  By managing our expenses and in cases directly funding our structured settlement payment purchase, we can frequently get you the most cash.  In fact, we can frequently beat any offer you have for your structured settlement payments by LITERALLY THOUSANDS of dollars.  Do not be fooled into thinking that just because you recognize a settlement buyer’s name from a tv commercial, that settlement buyer gives the most cash for structured settlement payments.

Before you execute any agreement taking out a structured settlement loan or selling structured settlement payments for a lump sum, please give us a call so we can show you how much more cash we can get you.  Our experts are always available to discuss options with you and all conversations with any member of our team are 100% free and without obligation.

Give us a call today at 1-800-317-3769.

Structured Settlement Buyer California: Do Not Sell Without Reading

Catalina Structured Funding is a nationwide settlement buyer.  We are very proud of the fact that we can help individuals throughout the country who are interested in getting a lump sum for structured settlement payments.  As you may know, the laws in every state differ when it comes to cashing out a structured settlement so it is therefore critical you work with a settlement buyer that regularly provides lump sums for structured settlements in your state.

If you live in California and are interested in selling structured settlement payments, you may be curious what is involved in doing so and what to expect.  The first step to getting the most cash for structured settlement payments is, of course, calling us at CSF.  We regularly beat our competitors offers for structured settlements by thousands and thousands of dollars.

If you agree that we have offered you the largest lump sum and feel that selling your annuity to us is in your best interest, the next step is to receive a disclosure statement from us.  What is a disclosure statement?  Simply said, it contains the financial terms relating to the sale of structured settlement payments that the California state legislature, presumably,  has determined are the most significant.  For example, the California structured settlement disclosure statement requires we provide you with the “‘Discounted present  value’ means the fair present value of future payments, as determined by  discounting those payments to the present using the most recently published  applicable federal rate for determining the present value of an annuity, as  issued by the United States Internal Revenue Service.”

There are various other financial terms that must be disclosed before you can sell structured settlement payments. At CSF, we are all too happy to provide you with a disclosure statement and give you as much time as you need to consider whether cashing out some or all of your structured settlement payments is in your best interest.  Its important to note, however, that anyone looking to sell structured settlement payments in California must wait at least 10 days after receiving the disclosure statement before they can sign a contract.  Specifically the California Structured Settlement law provides as follows:  Ten or more days before the payee executes a transfer agreement, the transferee shall provide the payee with a separate written disclosure statement. . .

When it comes to settlement buyers in California and throughout the country, CSF can provide not just the most cash structured settlement but can also ensure, based on our experience, that the transaction is processed in full compliance with the law and as quickly as possible.

If you want to know how much your structured settlement is worth, please give us a call at 1-800-317-3769.  Our quotes are free and you do not have any obligation to move forward with us even after the appraisal.