How Do I Get Cash for Structured Settlement Payments– Guidelines

The first thing to remember when selling  a structured settlement for a lump sum is that once you convert those future structured settlement payments to a lump sum, you will never get them back.  For this reason, at Catalina Structured Funding we advise all our customers to carefully think through whether they will be better off with the largest lump sum for structured settlement payments or keeping the right to keep receiving the annuity payments due from a personal injury lawsuit.

We only want to go forward with a transaction involving your structured settlement for a lump sum if you are convinced that it is in your best interest.  Its a critical and important decision to get a lump sum for structured settlement that has long term implications.

Should you decide that its the right thing to do to sell structured settlement payments, we want to sell discuss with you how:

1.  What structured settlement payments you wish to sell.  Always remember you do not have to sell entire structure settlement to get the lump sum you want.  More often than not we can get you cash for structured settlements by only exchanging a small portion of the future payment stream.

2.  How much of a lump sum are you looking for.  This issue cuts both ways:  First, you do not want to sell more of your structured settlements for cash than you are comfortable doing.  You want to make sure you are comfortable with what you are selling and how much you are getting in return.  At the same time, if you are selling portion of a structured settlement you do not want to complete the transaction and realize that the lump sum you agreed to is not large enough to meet your needs or the reason you wanted to sell in the first place.  Its critical that you figure this out in the beginning of the process as you do not want to do a second transaction unless you have to.

3.  Options.  Do not get stuck on the option you have already have your mind set on when speaking to experts.  Often times the experts at Catalina Structured Funding can present you with cash for structured settlement payments options that you may not have known were an alternative and which you may ultimately decide is in your best interest.  Tell us what structured settlement payments you have and let us run various options for you.  There is no cost to you in allowing us to present options when it comes to getting you cash for structured settlement payments so i cant hurt to let us do it.

Call us today at 1-800-317-3769.  We work with guaranteed structured settlement payments and life contingent structured settlement annuity payments.

Can I Sell Part or Portion of Structured Settlement Payments?

At Catalina Structured Funding, we get calls and email submissions all the time from people looking to sell a portion of a structured settlement or get a quote for a lump sum for a part of their structured settlement payments.  Often times it makes a lot of sense for people to cash out just a portion of structured settlement payments instead of the whole thing. Of course, how much of a structured settlement that needs or can be sold for a lump sum depends on a host of factors.

With our expert staff at Catalina Structured Funding, we can usually design a variety of transactions for you to review and determine which one is in your best interest.  Often times customers or potential customers call us with a focus on precisely what structured settlement payments they wish to cash out for a lump sum and other times people are simply looking for quotes and ideas about tailoring a transaction for a lump sum.  Generally speaking, in addition to getting people the most cash for selling a structured settlement, we take great pains to provide folks with as many options as they would like to here from us.

What type of alternatives are there when selling a structured settlement?

1. You can sell part of each structured settlement or stated another way, sell portion of structured settlement payments.  For example, if you are getting $500 per month as part of a structured settlement, we can construct options that involve just selling a small fraction of that $500- maybe even as little as a $100 per month.  In this way you keep your monthly income from the structured settlement and still get a lump sum.

2.  You can also sell portion of future structured settlement payments.  For example, say you are getting that same $500 per month but want to keep the monthly income at that amount for the time being and still get a lump sum. We can design options that start with converting part of the payment stream due in 5, 10, 15 years.  These type of options may be what works for you best.

Since we know that everybody situation is different and only you know what is in your best interest, we follow your lead and directions when designing options relating to the sale of a structured settlement.

Looking for options that get you the most cash for a structured settlement, give us a call today at 1-800-317-3769.  Our experts are standing by to review alternatives with you

Deciding Whether to Sell a Structured Settlement- Things to Consider

You do not want to sell a structured settlement unless you will be better off  both in the long and short term.  Sometimes that is not an easier issue to address or predict but at Catalina Structured Funding we work with customers that have provided a great deal of thought to converting a structured settlement to a lump sum and have come to the conclusion that it is in their best interest to work with us as their structured settlement buyer.

When you are considering whether to sell a structured settlement for a lump sum it is not enough to look at how you can benefit from a lump sum. We know that everyone can improve their situation with a lump sum- of course that is true.  Who couldn’t use an immediate cash influx to pay down bills, buy a new car, or even upgrade their living situations. There is so much that we could all do if we get $10,000, $50,000, $100,000 or more to improve our lives.

With that said it is also critical to evaluate no only what you will do with the lump sum for structured settlement but it is also imperative you contemplate how you will handle not having part or all of your annuity if you sell a structured settlement, in whole or in part.  While the team at Catalina Structured Funding will use no cookie cutter formula in developing lump sum options for you in connection with your structured settlement, the truth is that getting the lump sum will inevitably mean giving up part of the structured settlement.  This is true whether you work with Catalina Structured Funding as your structured settlement buyer or any other company or competitor of ours.

Once you have weighed your options and predicted, to the best of your ability, whether you will be in a preferred spot with a lump sum for selling a structured settlement or part of a structured settlement, give one of our experts at a call.  For free, we can review your options, provide you with quotes to consider and set out for you the process that we will follow if you elect to sell a structured settlement through us.

Whether you are selling guaranteed monthly annuity payments, or selling far out life contingent settlement payments, Catalina Structured Funding is the right choice.  We are committed to providing the most cash for structured settlement payments by beating any other offer you have from another structured settlement buyer.

Call us today at 1-800-317-3769.  Let us earn your future business.

Structured Settlement Buyer- When Competency Matters

Before you go forward with cashing out a structured settlement, its important you find a structured settlement buyer that is competent.  With the scores of websites fighting for your attention it is no doubt difficult to figure out what group to chose. As part of the analysis you should ask questions about the experience of the structured settlement buyer you are speaking with, the background of the individual you are talking to you, and whether they have provided a lump sum for structured settlement in the state where you live.

Part of being a structured settlement buyer with top service means facilitating the conversion of structured settlement payments for a lump sum regularly so they are aware of the ins and outs of what it takes to get it done.  Inexperience in cashing out annuity payments can have far reaching implications from potential tax issues for the originator to delays in getting you a lump sum.

How can a structured settlement buyers inexperience lead to delays in getting you the cash for structured settlement you need?  The ways are actually countless in an area that is legally regulated like assignments of structured settlement payments. Nearly every state, pursuant to federal law, have set up a framework that governs structured settlement sales.  This framework is highly technical and structured settlement buyers need to comply with every element including:

1. notice periods

2. dislcosure periods

3.  content of disclosure statements

4.  filing requirements

Any failure to comply the state law requirements where you live can result in massive delays in fundings and potentially a judge declining to allow you from selling structured settlement payments for a lump sum.  People will occassionally call us telling us stories about long delays caused by errors of the structured settlement buyer they initially chose to go with.

At Catalina Structured Funding we have brought together a team of experts in working with people to cash out structured settlement annuities.  With us you can be guaranteed that your transaction will be processed properly and as quickly as permited by law.  Our philosophy is that once a customer decides that converting some or all of their settlement annuity for a lump sum, our job is to make the process hassle free and as fast as possible.

Should you like to discuss how we aim to be the top structured settlement buyer and what we can do for you in terms of service and highest lump sum offer, please call one of our experts at 1-800-317-3769.

Is This the Right Time to Sell Annnuity for Lump Sum?

We know that less business is undertaken in summer time than in other times of the year.  in this vein, it may also not the time of year that you may want to start the process to SELL ANNUITY for a lump sum.  While we totally understand that you may want to focus on other things in the summer than the financial demands you have coming up, and instead you want to spend more time considering things like the next barbecue, this may in fact be the best time of year to get the process of receiving your lump sum underway.

One of the reasons why its a great time to considering starting the process to sell annuity or to sell part of an annuity for cash now, is that depending on where you live (i.e., the State) and the type of annuity you have (is one you received or inherited that was issued in connection with personal injury settlement), it may take longer than you anticipate to complete the transaction and get funded.  While Catalina Structured Funding has national expertise that allows us to fund lump sum for annuity transactions fast, the law has certain requirements that must be met and those requirements have certain time restrictions.  If you are curious what the time frame in your particular state may be, call one of our experts and we can provide you with a free estimate.

From time to time people will call us looking to sell annuity and get a lump sum immediately.  While we do provide our customers with immediate advances on the cash lump sums for annuities, the payment of the full amount will take more time.  In other words, if you know you are going to have a need for money coming in the future, either for back to school or some other event in the fall, it is better to get on the phone with us soon so we can walk you through the process and explain what the time between signing the contract and final funding will be.  Of course, there is no cost to you for this conversation.

Also, its critical to know that some annuities, i.e., those not from personal injury lawsuits, can be in many cases assigned, sold for a lump sum much quicker.  Our team has experience working with people to cash out both types of annuities (structured settlement v. regular).

In any event, the team at Catalina Structured Funding is here to discuss your lump sum for annuity options and to provide you with a better offer than other structured settlement buyer. Call us today at 1-800-317-3769.

Lump Sum for Structured Settlement Immediate Analysis

Does getting a lump sum for structured settlement make sense for you and your family?  At Catalina Structured Funding we think the answer depends on various factors including how much cash for your structured settlement payments you will receive from a settlement buyer and what you intend to do with the lump sum when you receive.

Of course, there are countless other issues relating to whether its a good idea for you to cash out your structured settlement or part thereof for a lump sum.  After dealing with many people either selling structured settlements or considering whether to sell structured settlements we know that its nearly impossible to provide a global answer to the inquiry when its best for a person to exchange the right to future payments in exchange for a lump sum.  Just like how every person with a structured settlement is different so are their situations and their intended use of a lump sum for structured settlement.

We see people that want to get the lump sum for structured settlements for things like buying a car, covering moving expenses, purchasing a house or putting a downpayment on one, paying off very high interest debits, like those from credit card companies. Sometimes people even want a lump sum for structured settlement to start a business or invest more money into a struggling or succesful business.

Cashing out the secuirty of a structured settlement to start a business or invest more in an existing one is definitely something that one should undertake only after careful consideration of whether doing so is in your best interest.  We know that some people are of the thinking that by starting a business or growing a company with the lump sum for structured settlement they receive can result in them make more money in the long run than if they wait for the future annuity payments to be payable to them.  While that sounds quite reasonable in theory, Catalina Structured Funding can not provide you with financial or other advice about the ulitmate success of that plan.

What the team at Catalina Structured Funding CAN DO however is work with you to provide various lump sum for structured settlement options in the event you decide to move forward.  We can also commit to beating ANY quote you currently have for your structured settlement annuity payments.

Whether you need a lump sum to buy a car, house or start a business- whatever you reason is, give our team a call at 1-800-317-3769.  Our expert settlement buyers are ready to find an option that is in your best interest.

If I Sell Life Contingent Structured Settlement Payments How Much Cash Should I Get

Why sell life contingent structured settlement payments?  why not sell life contingent structured settlement payments?  if I decide to sell my life contingent structured settlement payments how much are they worth?  what is the best company to sell life contingent structured settlement payments to?

These are commonly asked questions from people debating what to do.  We generally can not provide you the answer whether it is in the best interest of you and your family sell life contingent payment you are entitled.  This is a very personal question that can only be answered by you and after discussing it, if you want, with a professional advisor and your family.

That said, customers and potential customers frequently tell us that they elected to sell life contingent structured settlement payments because they would rather have a lump sum today that they can use to improve their life instead of waiting around for years without any money and running the risk that the annuity issuer may NEVER make the structured settlement payments to his or her family if they pass away.  That rationale can make a lot of sense in some situations.

Once the decision to get a lump sum for life contingent structured settlement payments has been made the very next decision has to be what structured settlement buyer is best to use to accomplish this take.  In this regard, Catalina Structured Funding, Inc., is the best choice.  We have experience buying life contingent structured settlement payments- we do it all the time.  We are not a structured settlement buyer that says we can provide you a lump sum for life contingent annuity payments and then when you call scrambles around for 2 months trying to figure out how to do it.

In fact, our experience in this area allows us to talk to you for a brief period of time and then provide you with an instant quote for your life contingent structured settlement payments.  In order to accomplish this so quickly just give us a call at 1-800-317-3769 and answer just a series of very simple question.

If you want to get the most for your life contingent structured settlement payments and work with a structured settlement buyer that will actually get you the lump sum in the end, please make sure to speak to one of our experts at 1-800-317-3769.  All conversations and quotes are free and come with no obligation to move forward if you do not feel its in your best interest.

Sell Structured Settlement Payments in Texas for a Lump Sum

Selling structured settlement payments should not be done in haste or when appropriate after discussion with trusted advisers like financial planners, legal counsel, or accountants. Should you elect to move forward with converting annuity payments from a settlement for a lump sum, Catalina Structured Funding is here to assist you in the process.  Everyday we are here working with customers that want to make sure that with such an important decision as to sell structured settlement payments, they are working with a settlement buyer that provide top quality service.

We like to think that our customers are sophisticated consumers that move forward with us after they recognize the difference in service we provide compared to other competitors based on our extensive and vast experience in this particular niche.  By this we mean that from across the country we hand picked a team of individuals with a background and expertise in process of providing lump sum for structured settlement payments.  You may find groups that say “experience” doesn’t matter to the person selling structured settlement payments for a lump sum, and we would suggest the people that are saying this are structured settlement buyers without experience.

Keep in mind that its not that we are saying go with Catalina Structured Funding and get LESS money for your future annuity settlement payments.  We are saying the opposite in fact.  Our expertise allows us to not just move your transaction quickly through the system so that you receive your cash lump sum in short order BUT that with our network of financial partners we should be able to provide you MORE cash in exchange for your structured settlement payments.

Many times we can provide a lot more cash.  For example, we received a call last week from someone interested in selling structured settlement in Texas.  We were able to offer this woman over $100,000.00 more than the offer she received from another structured settlement buyer just one year ago.  You read that right:  our quote for structured settlement payments was ONE HUNDRED THOUSAND DOLLARS more than the offer she had previously received to sell structured settlement payments in Texas.

Obviously, we will not be able to beat every offer to the extent we were able to for this potential customer but we are confident that if you call us with an offer from another structured settlement purchaser we will beat the offer you already have.

Give us a ring today at 1-800-317-3769 and let us show you what we believe your structured settlement payments are worth.  A call that can be as short as 5 minutes can lead you to tens of thousands of dollars more.

Structured Settlement Buyer – Alert

Coming from all corners of the country people find us and select our group to be their structured settlement buyer.  Yes there are a lot of websites out there proclaiming to be companies that buy structured settlement payments but there are few if any with the unique blend of experience and knowledge as the group at Catalina Structured Funding.  Sure its great to have a fancy websites and lots of bells and whistles but at the end of the the day, this is your money and you want to select a structured settlement buyer that you can trust and you feel comfortable with.  That is where we come in

We know its a big decision to convert your structured settlement payments to a lump sum of cash and that you are only doing it because you believe it is in your best interest to get that lump sum of cash.  We respect that decision and once you have made it want to make the process of converting your structured settlement payments as easy as possible for you and minimize the amount of time and energy you need to expend.

To this end, Catalina Structured Funding’s expert staff of professionals in the structured settlement business have created a streamlined process in order to ensure that the process of getting you the lump sum for structured settlement payments goes as smoothly as possible.  Its the type of service only a structured settlement buyer with years of experience in all aspects of the business can offer you.  And trust us, we have heard stories about issues people have had with less experienced structured settlement buyers and how long the process took between signing the initial contract and final funding.  You do not want to deal with that- we know.

Consequently, our team will take care of all the legwork we can on your behalf so you do not have to be inconvenienced when it comes to getting the cash you need for structured settlement payments.  Keep in mind that this first class service does not mean that you get LESS cash for your structured settlement, in fact we regularly provide people THOUSANDS of dollars more than any other offer they have for annuity payments from the settlement of a personal injury lawsuit.

Take a moment and give us at call at 1-800-317-3769 and find out what a difference working with professionals can make when ti comes to cashing out future annuity and structured settlement payments.  We want to earn your business and we believe given the chance, we will.

Our experts are available around the clock at 1-800-317-3769

How to Convert a Structured Insurance Settlement for Cash Now

Many people with a structured insurance settlement are interesting in how much the payments may be worth if you were to sell them for a lump set.  At the inception, its important to note that you do not, in most situations, have to sell structured insurance settlement in its entirety to get a lump sum. Stated another way, you can more than likely get the cash now you need for just a small portion of the future payments due from the structured insurance settlement.

How does it work if you sell structured insurance settlement in part?  The answer depends on two factors, aside from how much cash you are looking for, and they are what annuity issuer makes the payments from the structured insurance settlement and the size of the structured settlement payments.  For example, if you have a large lump sum due to you in the future, you can sell just part of that payment.  Similarly, if you have monthly payments coming in from a structure insurance settlement (or the payments start in the future) you can convert to a lump sum just part of those payments.

At the end of the day, the experts at Catalina Structured Funding have the experience and expertise to work with you in designing a transaction that you find is in your best interest.  Whether this means converting the entire structured insurance settlement or just part, we can provide you the options for you to consider.

In addition, Catalina Structured Funding can work with you to get the most cash for structured insurance settlements.  Our pricing policy is easy and straightforward:  you do not have to worry about fees or costs being taking out of our quotes for structured insurance settlement.  While other settlement buyers may pass along fees and costs and there for reduce their “gross purchase price” to a “net purchase price” at funding, Catalina Structured Funding never does that.

Our lump sum offer in exchange for future payments resulting from a structured settlement insurance can often be thousands of dollars more than any other offer you have from structured settlement buyers that compete with us to best in the industry.

If you have any questions or want to see HOW MUCH MORE CASH we can get you for your structured settlement insurance payments, please give us a call at 1-800-317-3769.