Sell Part of Structured settlement for Cash in Florida

We may be the first structured settlement company that advises you when you call not to sell structured settlement in full.  Fact is that the best transaction for you may be to sell part and keep part of your structured settlement.  Factors to be consider include how much cash for your Florida Structured settlement you are looking to raise and how much you rely on the structured settlement payments you receive in Florida.

Florida Structured Settlement Buyer Offering Choices

Florida Structured Settlements from Metlife, New York Life, Pacific Life, American General, Hancock and other structured settlement issuers that send payments each month to residents of Florida  are frequently of such a size and magnitude that the person entitled to receive the structured payments need not sell them in all to get the money they need.  Lets say for example, that you live in Northern Florida and need a lump sum.  Lets further say that you receive structured settlement payments each month in the amount of $1,000 (or $4,000) as well as periodic lumps of $50,000 every five years.  Indeed, the example that follows also would apply if you received smaller lump sums for structured settlement or monthly payments.  Lets further use as an example, your desire to procure $10,000 to $20,000.  In these cases, you would not need to sell the entire structured settlement.  You could sell part of Florida Structured Settlement.

Understanding this concept, that selling all of a structured settlement is not required when you work with a structured company that buys payments, is important to know so you do not go forward with a transaction without the knowledge that a smaller transaction, that might be more suitable for your needs is available. We frequently come up with offers that require the sale of a smaller portion of a structured settlement.  While the person did not live in Florida, we received a call the other day from a structured settlement recipient that had five (5) lump sum payments coming due from 2018 to 2033.  She had spoken to another company that buys structured settlement payments, including life contingent structured payments, that offered her $9,000.00 for ALL FIVE payments.  This offer was her BEST offer.  After talking to her and her concerns about the offer she had received from the factoring company she spoke to, we came up with another option.

We offered this seller, $10,500 (instead of $9,000) and we made this offer for just THREE of her structured payments (not ALL FIVE payments).  Contact Us at CSF, and allow our experts construct some offers that make sense for you, as a Florida Structured Settlement Seller

800-317-3769 

California Structured Settlement and Legal Advice

California Structured Settlement and Legal Advice

There may come a time when you, as a resident of California, wish to consider whether or not to sell a structured settlement with the advice of counsel or alternatively after you have signed a contract to sell a structured settlement wish to speak to a lawyer.

The concern you may have is whether it is a good idea to sell structured settlement payments in California, whether it is legal to get cash for a California structured settlement, and whether company has offered you a fair price to cash out your California structured settlement.

The California Structured Settlement may address your concern about retaining a lawyer in connection with how to proceed.  You see, the California State Legislature passed the California Structured Settlement Protection Act. This Act, like similar ones throughout the country, provides you with certain protections as the seller of structured settlement payments.  Along with time restrictions, notice requirements and other features, including the court order approval process itself, the California Structured Settlement law addresses the issue of costs and opportunity to speak with a professional advisor regarding the sale of structured payments for cash.  The  provision that relates to the retention of an independent lawyer can be found in the Act itself.  While the precise wording may be found in the law as it relates to the sale of structured settlement payments in California, the following is a summary.  While we do not provide tax financial or legal advice, this summary may be a useful tool in making a determination how exactly you wish to proceed:

You are advised to seek independent legal or financial advice regarding the transaction and, under the law, the cost of that advice, up to one thousand five hundred dollars ($1,500) will be paid by the transferee, the person or entity to whom you have agreed to transfer and assign the payments in question. The transferee or purchaser’s accountant, counsel, or actuary may not advise you in this transaction.

You can find the details of the additional requirements of selling your structured settlement payment in California within the California Cod as it relates to said assignments.

If you are looking for a quote to discuss with you lawyer or financial adviser, you can speak to us for free and allow us to provide you with a no obligation quote.  We are available throughout the day and over the weekend to do so.

800-317-3769

Structured Settlement: Published Buyout Rates

Structured Settlement: Published Buyout Rates

Shopping around your structured settlement payments and looking for buyout rates may be causing you some angst.  As you are probably well aware of now, there are no companies publish consistent buyout rates when it comes to getting cash for structured settlement payments.

There are many reasons why this is the situation and therefore getting offers to buy structured settlements generally require you to speak or email with prospective structured settlement buyers in order to come up with the buy out rates they will offer for your particular payment stream.

This is not necessarily a bad thing even if it requires more time on your part to evaluate offers from structured settlement buyers in terms of who is providing you the most cash for structured settlement and what other features/services they are providing.  Here is why:

1. While you may think if provided with a buyout rate for structured settlement payments you would be able to calculate the purchase price you would receive for your structured settlement payments, this is not definitely the case.  In many respects you are better speaking to the structured settlement companies and hearing their specific, firm offers.  You can also learn if there are particular fees that the structured settlement buyer will be passing along to you.  This is frequently differentiated by referring to Net v. Gross Purchase Price.

2.  You may not be aware of the variety of structured settlement buyout offers that a structured settlement company can provide.  Sometimes you can sell part of a structured settlement and depending on the size, timing and amount of your structured settlement this may be a viable alternative that an experienced buyer can provide you.

3. You may not be aware that you can sell part of deferred structured settlement payments.  for example, a $50,000 lump sum structured settlement payment due in a few years might be converted into an immediate lump sum by merely selling a portion of the lump sum for cash now, instead of the entire $50,000 structured settlement payment.  The same holds true for future monthly payments and selling partial payments due in a number of years and not immediately.

4.  Life contingent structured settlement payments require additional factors to be considered and providing you with a buy out rate, even if you could calculate yourself, would be arbitrary unless you account for these additional considerations.  An experienced life contingent structured settlement buyer can walk you through these various issues

At CSF, we will always provide you with the “buy out” rate, or effective rate, when you request it.  We are confident the the best customers, the happiest customers, are ones that get all the information they need and therefore it is our pleasure to provide it.

800-317-3769

Structured Settlement Cash: Virginia & Elsewhere

Structured Settlement Cash:  Virginia & Elsewhere

Residents of the commonwealth of Virginia may now sell structured settlement payments for cash.  It is a process that is highly regulated by the laws of the Commonwealth and only experienced structured settlement buyers should attempt the undertaking- and only after having enough information regarding the details of a the structured settlement for sale.

Sellers of structured settlements in Virginia, regardless if they live in Charlottesville, Richmond, Northern Virginia, the Eastern Shore or else where throughout the commonwealth should be aware of some the specifics of what is involved.

Let Us Shed Some Light on Selling Virginia Structured Settlement

Let Us Shed Some Light on Selling Virginia Structured Settlement

Each and every structured settlement sale in Virginia must be approved by a Judge.  A Virginian Judge is empowered to deny the sale of structured settlement payments.  The opposite side of the coin is that a judge may approve a sale of structured settlement payments in Virginia.  In order for a Judge to approve the sale of a structured settlement in Virginia, he or she must review a host of different things and making the following finding:

1. The transfer is in the best interest of the payee, taking into account the welfare and support of the payee’s dependents;

2. The payee has been advised in writing by the transferee to seek independent professional advice regarding the transfer and has either received such advice or knowingly waived such advice in writing; and

3. The transfer does not contravene any applicable statute or the order of any court or other government authority.

In order to make this decision a judge may rely on written documents as well as testimony in person.  Whether a structured settlement seller in Virginia you are asked to come to court will depend on a myriad of factors and what the Judge decides is the best way to proceed.

Of course the first step in selling a Virginia structured settlement is to get a quote from a Virginia structured settlement buyer and determine if that price is acceptable. Taking that quote to an independent professional adviser to discuss your options when it comes to getting cash for a structured settlement is a potential course of action once you receive a quote.  You can always speak to an adviser, be it a lawyer or financial expert, prior to receiving quotes if you so decide to.   You can also talk to family and friends in Virginia regarding what was their experience and whether they would recommend a Virginia Structured settlement buyer.

At CSF, We Want Your Business in Virginia and Will Do Everything We Can To Beat the Best Offer for Structured Settlement You Current Have

800-317-3769

The California Structured Settlement Headquarter

The California Structured Settlement Headquarter

Recently we received an inquiry from a person in California looking to sell a structured settlement.  The person had recently moved to California and had an immediate need for money.  The structured settlement had come into existence when she was a child and as a result of an injury she suffered after the car she was riding in was rear ended by the driver of the car she was not a passenger in.

Since she was a minor, her lawyer and guardians presumably determined that it was best if the money was secured by means of a structured settlement. At the time the decision was made this appeared to be a good idea to all involved.

When she contact us to sell a structured settlement in California she had a lot of questions.  Questions about whether the California structured settlement law applied to her, what she could receive from us if she sold all or some of her structured settlement payments and how long the process would take.  We love these types of calls because it gives an opportutnity to do what we do best and that is provide free information on California structured settlement law and also to provide alternative quotes to cash out some or a part of a structured settlement.  You will be pleasantly surprised how quickly we can breakdown the process and the options we can make available to you to sell structured settlement in California and in other states.  Truth be told it is the type of information we believe you can only get when you work with an experienced structured settlement buyer.

California Structured Settlement- Information Needed to Help You Focus on Best Decision

California Structured Settlement- Information Needed to Help You Focus on Best Decision

With her pending need for cash, she was right to look into options to sell part of structured settlement or entire thing.  This does not mean that selling the structured settlement in California was the best alternative for her– only this potential customer can make that decision.  Why we think, however, it was best for her to speak to a structured settlement buyer was that getting the right information and fair quotes for her structured settlement armed her with the requisite information she needed to decide the top direction for her to head in. Whether that meant selling the structured settlement or finding a why to get the money in a different fashion.

If you find yourself in a similar position, we invite your call.  You do need to be worried about getting information and deciding not to sell your structured settlement in the end.  This happens.  We provide information and quotes all the time for people just exploring.  More often than not, we believe that once they speak to us and in the event they decide to sell, they turn to us

800-317-3769 for All Your California Structured Settlement Questions

Get Cash Advance Structured Settlement

Get Cash Advance Structured Settlement

There is a host of customers that need a cash advance on structured settlement prior to final funding.  Its a service we provide and you may want to inquire about how much we will qualify you for.  Keep in mind that with a structured settlement cash advance you can get money in as little as 24 hours.

A structured settlement cash advance is a service that can come in handy as you wait for a court hearing and funding.  In most states there is a period between the filing of the petition and the earliest a hearing date can be set.  For example, in Maryland the law concerning the sale of a structured settlement provides the following time frame must be complied with:  ”transferee shall file with the court and serve on the interested parties at least 20 days before the hearing on the application, a notice of the proposed transfer and an application for its authorization…”  The law continues on to provide what must be included as an attachment to the application.   Included in the list of what must be attached to the application is the “copy of the transfer agreement.”

Structured Settlement Cash Advances Are One Thing To Consider

Structured Settlement Cash Advances Are One Thing To Consider

When you read the statute keep in mind that you, as the seller, is not the transferee.  You are the transferor as you are the one “transferring” a structured settlement or certain structured settlement payments.  You are not the party responsible to comply with the statutory provision relating to notice but you are entitled to notice.

All of this is to say, whether you are selling your structured settlement in Maryland,  or getting cash for structured settlement in California, or anywhere in between, the process from initial call until final funding may take longer than you like because of what the law requires of the structured settlement purchaser.  In light of this, it is important to keep in mind if you will be requiring a structured settlement cash advances.  Cash Advance Structured settlement varies in amounts that buyers are willing to offer and when they are willing to release the advance.  Getting clarity on this point upfront will definitely facilitate your ability to plan and coordinate your financial responsibilities.  Of course, getting a structured settlement cash advance is not the only factor to consider when selecting a structured settlement buyer to work with.  It would be prudent to evaluate additional considerations that are important to you as you speak with different companies.

Contact Us for a Free Evaluation of Your Cash Advance Structured Settlement

800-317-3769

California Structured Settlement Selling Facts to Know

California Structured Settlement Selling Facts to Know

Every sale of a structured settlement from a personal injury lawsuit must be court approved.  There is no exception to this.  Whether you were the plaintiff in the lawsuit, inherited the structured settlement, or whether awarded part of a structured settlement as part of a divorce.  Structured settlement sales throughout the country have many of the same laws and pursuant to federal law require this court approval.

While you may or many not think it is appropriate to have to go to court as an adult and get the structured settlement sale approved is unfortunately not material– even if the system does not make sense to you, it is the structured settlement sale system that exists.  Unlike other assets you can buy and sell immediately, a California resident, as well as resident in any other state, may only get a lump sum for structured settlement after their transfer is approved.

Call Our California Structured Settlement Buyer Right Now:  800-317-3769

So What is the first step after you decide selling a structured settlement in California is the right decision for you?  The first step is to contact a California Structured Settlement Buyer that can work with you to develop options to get a lump sum in exchange for the structured payments.  At CSF, we are best in the business when it comes to buying structured settlement in general, and specifically in California.  Whether you live in Northern, Central or Southern California, and regardless of the specific county, we are best choice to work with to get the lump sum.   When you call us you are guaranteed to work with a person that has dealt with the process of selling structured settlement payments before.  Given our location, and number of transaction we have done in California, each employee is well versed in the specifics of being a California Structured Settlement Buyer.

Selling Structured Settlement the Best Way in CaliforniaAfter you have decided on an option for selling structured settlements for cash in California, we will provide you a disclosure statement. The disclosure statement is a unique document, required by the laws of the State, to be provided as part of every structured settlement sale that takes place in California.  It is a document that you can look at with your financial advisor, or lawyer, if you so choose.  Every California Structured Settlement Buyer is required to provide this document to a potential customer.  Once you have the disclosure statement in front of you, you can take the time needed to look at it and then call us with any additional questions you may have before you sign an agreement confirming your desire to get a lump sum for specific structured settlement payments.  Notably, you may not need to sell all your California structured settlement payments to get the lump sum you want.

Reach Us at 1-800-317-3769 With Any Structured Settlement Questions You Have.

Who Buys Life Contingent Structured Settlements?

Who Buys Life Contingent Structured Settlements? 

We recently received a call from a potential customer in Florida looking to sell life contingent structured settlement payments.  She was curious whether we buy life contingent structured settlements in Florida, our experience and how much was the most we would pay her.  Apparently, prior to calling us she had a two month “ordeal” with another buyer that has resulted in delays and ultimately the court denying her sale of life contingent structured settlement payments.

It is not an uncommon tale for the customer that does not do there legwork upfront and find an experienced company willing to buy life contingent structured settlement payments.  You see, buying life contingent payments, whether from lottery, structured settlement or annuity, is not an easy task and should not be gone about without the experience it takes to getting people cash for life contingent payments.  This may not always be the case if you work with a company that claims to buy life contingent structured payments but actually does not. The sophisticated seller, that does not want to waste his or her time therefore, would be wise to spend some time at the outset looking for a structured settlement buyer that works in this area regularly.

In the case of the woman that was trying to sell life contingent payments in Florida, we were able to offer her 50% more for her payments than the prior buyer that attempted to purchase the life contingent structured payments.  Can we always offer that much more? No, not always but more often than not we can beat your best offer for life contingent structured settlement payments.  Plus, with our experience, putting together that appraisal may not take as long as when you work with less experienced company that claim they are the answer to “who buys life contingent structured settlements“.

Calling Us Is a Step in the Right Direction When Looking to Sell Life Contingent Structured Settlement Payments

Calling Us Is a Step in the Right Direction When Looking to Sell Life Contingent Structured Settlement Payments

While we cannot guarantee we can help everyone, and issues that come up with life contingent structured settlement transactions are plentiful, what we can always offer is a fair and candid review of what we can offer and the speed at which we anticipate delivery the lump sum of cash.  At the end of the day, these two elements serve as a critical component of the decision you, and only you, can make regarding whether it is worth it to move in the direction of getting the lump sum of cash for life contingent annuity and settlement payments.

Contact One of Our Expert Life Contingent Payment Buyers at 1-800-317-3769.