The Basics of Finding a Buyer for Your Structured Settlement

A structured settlement is a type of payment given to a person who has won a court case or perhaps an insurance settlement. If you successfully sued someone in civil court, the court will most likely award you a settlement amount. If the amount is particularly large, then you will be given a structured settlement. That means instead of getting a lump sum of money, you will end up with periodic payments in small amounts. So if you win, let’s say, $100,000, you might get yearly, quarterly or even monthly payments until that entire amount is settled.  While most people wouldn’t mind getting the money in small payments (indeed, such an arrangement has its merits), there are others who may benefit from a larger payment. Some people may have debts to pay immediately or perhaps they can invest in something, like rental property or a business, which can help them make more money in the future. In such a case, you might want to sell your settlement money. You can find many settlement buyers who would be willing to give you a lump sum (minus a fee) in exchange for your payments. If you are interested in such an arrangement, keep reading.

Tips for Finding Structured Settlement Buyers

There are many third parties and companies who buy structured settlements. You may have seen them advertise on TV, print, or even on radio. There are also some that get their clients through word of mouth. However, you should really choose based on the company’s individual reputation. You need to do research to make sure you find a reputable buyer. For example, check the Better Business Bureau website to see if other people have made any complaints against a particular company. Also, check the Attorney General’s office in your state to find out if they are investigating any companies for fraud. Online reviews and Google searching can also help you find red flags, but also good reviews. Also, don’t forget your attorney as they may have experience in helping their clients find settlement buyers.

Finding a Buyer

Choosing the Right Buyer

There are many third parties and companies who buy structured settlements. You may have seen them advertise on TV, print, or even on radio. There are also some that get their clients through word of mouth. However, you should really choose based on the company’s individual reputation. You need to do research to make sure you find a reputable buyer. For example, check the Better Business Bureau website to see if other people have made any complaints against a particular company. Also, check the Attorney General’s office in your state to find out if they are investigating any companies for fraud. Online reviews and Google searching can also help you find red flags, but also good reviews. Also, don’t forget your attorney as they may have experience in helping their clients find settlement buyers.

With so many structured settlement companies out there, you need to narrow down your choices significantly so you can make a good decision. After using the tips previously mentioned, you should be able to eliminate fraudulent companies, but also compile a list of good ones. Go through your shortlist and rank them according to certain factors. First is reputation. In such a case, no news isn’t exactly good news, so make sure you narrow down the choices to companies whose clients have written good experiences about them.

Next, rank them according to how much you get in the end. These companies will not give you the entire amount that you would have gotten if you waited for the money. After all, they are the ones taking the risk of the payer going bankrupt and not paying the rest of the settlement. However, many companies do offer reasonable fees and rates. Make sure you pick one that can offer you the most money. However, there are other considerations you might want to think about as well. For example, transaction time. If you desperately need money, then you need to make sure you go with a company who can offer you the money quickly. Some companies promise you days or even hours. If they can deliver in such a timely manner, then they might help you get out of peril.

Finally, another important consideration is customer service. You are, after all, paying them a large percentage or fee, so you should feel like you are being taken care of. Do they respond right away when you ask them questions? When you call them, do you have to go through a long process to get a human on the phone or do they answer right away? Do you feel like they are being genuine or at least very helpful and responsive. These things matter, not just for your ego but also for the impression they make on you as a company. You want to work with a company who wants to serve their customers, not just make money from them.

Questions to Ask Structured Settlement Buyers

When you are choosing a seller, there a few things you should ask them. This will help you find a good company as well as clarify any issues in the beginning before you get deep into the process:

1) How soon can I get my money?
This will help you get a good indication of timeline, so you know when you can expect the contract. The buyer should also be well-versed in your state’s law about any restrictions so you can be well informed of any timeline issues

2) How much will I receive?
Again, you want to know if it is even worth it to sell you settlement. You will be getting a smaller amount than if you waited, but the exact amount varies per company. There are a few factors that can contribute to the payment amount. Generally, the total amount, the payment timing, the type of payer, and the current economic environment are factors to consider.

3) Do I have to pay taxes on this transaction?
Tax rules change all the time and the settlement company should be well versed in the current tax regulations and codes in your state and federally. They should be able to answer this with certainty and confidence, though it never hurts to talk to a 3rd party accountant.

++Buyer Structured Settlement Maryland++Structured Settlement Maryland

Buyer Structured Settlement Maryland

We Can Get You a Cash Advance Today If You Live in Baltimore, MD, Prince George’s County, Frederick Maryland, the Eastern Shore or Anywhere Else In Maryland

Many questions arise from people looking for a buyer of structured settlements in Maryland. The first question relates to the legality of getting cash for structured settlement and from the questions vary:

1. How Much Can I Get for My Maryland Structured Settlement

Look No Further for Your Maryland Structured Settlement Buyer- Advances Available

Look No Further for Your Maryland Structured Settlement Buyer- Advances Available

2. What Buyer Is the Most Prepared to Get Me Cash for a Structured Settlement

3.  What is involved in Getting Cash for Structured Settlement Payments

This are just three of the many questions you may have and want answers to prior to moving forward with the sale of structured settlement payments.  Lets start with the first inquiry:  is it legal to sell structured settlement payments in Maryland? Yes, it is.  The only caveat is that in order to get cash for a structured settlement is that the Maryland Structured Settlement buyer MUST comply with the law of the state.  What does this mean to you? It means that you need to speak with an experienced Maryland Structured Settlement Buyer.  One that has done many transactions and knows the law as it relates to the sale of structured settlement payments in Maryland- backward and forwards.  We ARE THAT BUYER-  We Buy Maryland Structured Settlements all the time.

Working with a company that does not buy structured settlement payments in Maryland can lead you to long delays and complications in getting your cash for structured settlement. How so?  They may not provide you with the proper documentation or not comply with the required time frames in connection with the local structured settlement law in Maryland.  If that happens, starting over to comply with the law could be a necessity. This is something anyone that wants “cash now” does not want to deal with.

As for how much your Maryland structured settlement is worth, that is something that is very specific to the nature and amount of your structured settlement and therefore, difficult to answer in a general fashion. What we can tell you is that we can provide you an immediate quote or quotes for all or some of your Maryland Structured Settlement.  Selling part of a Structured Settlement in Maryland may be just what you want to do in order to keep the right to receive some of your structured settlement coming in in the future and also raise the cash you need.

Take a moment to call us before you sign any contract selling life contingent structured settlement payments in Maryland or any other Maryland structured settlement.

800-317-3769

Finding the Structured Settlement Buyer That Will Pay Most Cash

Finding the Structured Settlement Buyer That Will Pay Most Cash

Assuming you went with a reputable buyer of structured settlement payments that has complied with all the statutory regulations that protect your rights and keep you advised, your next step is to appear in court for your hearing.  Yes, your appearance at these hearings in court is frequently required!

How to Get Cash for Structured Settlement

            The court’s main job will be to consider whether the transfer is in your best interest.  If so, the court will approve the transfer and you can get your cash for structured settlement that yo.  If the court finds that the transfer is not in your best interest, then it will not approve the transfer.  In deciding what is in your best interest, the court may look at your financial situation and whether there is a need for the lump sum amount you will receive from the sale.  The court will heavily consider what you intend to spend the money on.  Generally, if you have serious expenses and don’t have money saved up and need the lump sum to fund these expenses, then the court will consider the sale and whether it is in your best interest.  The following are seasons to sell your structured payments for a lump sum of cash now may be approved by a court:

  • Health/Medical bills and Money needed for treatment
  • Other emergency reasons (e.g. death of a spouse, etc.)
  • Situations which involve you rebuilding your life (e.g. you were fired and evicted and you need the money to get back on your feet)
  • Tuition
  • High debt
  • Investment (e.g. buying a house, business, other good opportunities, etc.)

The court hearing is what determines whether your cash for structured settlement conversion is approved or not.  Remember, transfers of structured settlement payment rights require prior court approval before the transaction can be completed and valid.  If you don’t like going to court and are worried about this part, do not worry.  The court really just wants to hear from you and gauge whether you understand the transaction and whether it is in your best interest or not.   Because so much is dependent on you, there are certain things you can do to ensure that your transaction is approved by the court:

  • Arrive on time in court attire
  • Explain to the court why you would like the transaction approved
  • Be clear, concise and confident
  • Explain that you understand the transfer and would like it approved
Cash

Learn How to Get Cash for Structured Settlement from One of the Best Structured Settlement Buyers in the U.S.

            Following this advice can help inform the court that you are a knowledgeable person with an understanding of what is going.  This way, your cash for structured settlement conversion can be approved by the court and you can get your lump sum of cash now for your structured settlement payments.

            Call the national structured settlement experts at CSF at 800-317-3769 for more information and for a free structured settlement evaluation over the phone from one of the nation’s best structured settlement buyers.  Don’t delay, call now to find out how much you can get for selling your structured settlement payments.

800-317-3769

Best Structured Settlement Buyer: Seeing is Believing

Best Structured Settlement Buyer: Seeing is Believing

There is no doubt that without seeing it in writing it is hard to determine whether the offer you received over the phone from a structured settlement buyer is “for real” and the “best” one you obtained.  The devil is frequently in the detail as with all the numbers and quotes you may have received you may not remember which structured settlement buyer provided you with which offer.  Also, you do not know the true terms of the structured settlement buyout offer until you see and review it for the specifics.

When you work with us, we invite you to request that the offers we make to you to buy structured settlement payments be put in writing. As one of the best structured settlement buyers, we stand behind what we say over the phone and you will find that the written offers you receive from us and the disclosure statements contain the precise material terms as promised to you over the phone. It is a fairly easy commit, not just because it is the right thing to do, but also because our verbal quotes are clear and honest.

You may wonder what could be in the offers you may receive from other structured settlement buyers that make ours the best you can get.  One thing is that a structured settlement buyer MAY pass along fees and costs that you are responsible for. It is for this reason it is critical to ask even the best structured settlement buyers you have spoken to whether the offer they are making to you represents the “net” purchase price or the “gross” purchase price.  Often times this is a good way to flesh out if you will be responsible for any fees in connection with a structured settlement sale.

There is also no reason to keep it hidden from one structured settlement buyer to the next structured settlement buyer whether you plan to receiving competing quotes or what the “top” purchase price you have been offered is.  Many times this technique can lead you to getting the most cash for structured settlement payments because the structured settlement buyers will compete to win your business by offering you the money you want.

Contact Us at Catalina Structured Funding and we will put together multiple offers including an offer that, in many cases, will be the best structured settlement buyer offer you receive from any company in the country.

1-800-317-3769

Best Maryland Structured Settlement Buyer: Cash Today

Best Maryland Structured Settlement Buyer:  Cash Today

A few years back federal and state laws changed to allow the sale of structured settlements.  Maryland law now, under certain circumstances allows the sale of a structured settlement in Maryland.  While you may not want to sell your Maryland structured settlement, you may be curious what is involved and what might be a fair amount to expect if selling a structured settlement in Maryland.

If you are, than Catalina Structured Funding is the Best Maryland Structured Settlement Buyer to turn to.  We have, as a group of professionals, years of experience in buying Maryland structured settlement payments.  Getting answers to your structured settlement payment selling questions can not be answer better than by one of our buying experts.  Look to us whether you are selling guaranteed or life contingent structured settlement payments in Maryland.

You may be surprised to learn that as part of the sale of structured settlement payments in Maryland you will need to speak to an “independent professional.” As defined in the Maryland structured settlement protection act, a independent professional advisor is “an attorney, certified public accountant, actuary, or other licensed professional adviser:

  • Who is engaged by a payee to render advice concerning the legal, tax, and financial implications of a transfer of structured settlement payment rights;
  • Who is not affiliated with or compensated by the transferee of the transfer; and
  • Whose compensation is not affected by whether a transfer occur

Maryland is one of the few states that has a structured settlement law that requires meeting with an IPA as a prerequisite to getting cash for structured settlement payments.

With regarding to how much can you get for a structured settlement in Maryland, it depends on various factors and how much of your structured settlement you are looking to liquidate.  We can provide you with free quotes and multiple offers to cash out a Maryland structured settlement.

Call Our Maryland Structured Settlement Buyers today at 1-800-317-3769

How Do I Find a Structured Settlement Buyer

How Do I Find a Structured Settlement Buyer

There are various ways to find a structured settlement buyer.  Many times multiple people in a family may each may be entitled to a structured settlement. This is often the case when the structured settlement results from the death of a parent. When this occurs the children of he deceased may bring a lawsuit that is resolved with each child receiving a substantial structured settlement that provides for future income.  While these structured settlements may provide for a lifetime or periodic income, as the minor children grow up and become adults they may have needs that cause them to prefer to get an immediate lump sum for selling part or all of a structured settlement.  This is one of the ways a structured settlement buyer can help.

If you are one of a few people with a structured settlement in your family, you can discuss with other family members whether they have previously worked with a structured settlement buyer.  Many times there experience can help you find the best structured settlement buyer for your needs.  Indeed, at Catalina Structured Funding we see many of our customers referring family members and friends to us for assistance in cashing out structured settlements. This is quite a compliment to us and confirms that our customers are pleased with our pricing and service.

If you do not have a family member or friend that has previously utilized the services of a structured settlement buyer to sell structured settlement payments in part or in whole, it may appear to be a daunting task to select a buyer of structured settlement payments.  After all, there seems to be a lot of websites, TV commercials and other media advertisements from these outfits that lay claim to be the best structured settlement buyer, the top structured settlement buyer, the most honest structured settlement buyer, etc.

At Catalina Structured Funding, we want to be the structured settlement buyer you choose if you decide to go forward selling structured settlement for a lump sum.  We cater to the needs and requests of our customers:  whether that means providing immediate cash advances or working with our customers to provide multiple, concrete, simplified offers to purchase structured settlements for a lump sum.  We believe that being direct, and being honest, is the path to ensuring that our customers have the best possible experience that a structured settlement buyer can offer.  If you are in the market to sell structured settlement payments or simply want a lump sum quote for structured settlement payments, contact our uniquely experienced staff and get the information you need.

1-800-317-3769

Know Your Structured Settlement Buyer

Finding a website for a structured settlement buyer is easy.  Finding multiple websites for different structured settlement buyers is also easy.  Finding the best structured settlement buyer for you, however, takes a little work and some investigation.  You definitely want to spend the time learning about a structured settlement buyer before you move forward with getting cash for structured settlement payments.

What to look for in a structured settlement buyer, in our opinion, is honesty.  You want to work with a group that will be completely honest with you when it comes to getting cash for structured settlement payments.  You want honesty in quotes for structured settlement payments, you want honesty in explanations of how long it will take to get your cash for structured settlement payments, and you want honesty from your structured settlement buyer in what is involved in getting cash for structured settlement payments.

While you obviously have a goal of getting the most cash for structured settlement payments, what good is an offer if you do not trust the group you are working with.  Its an issue we frequently face at Catalina Structured Funding as we talk to customers and potential customers that may have spoken to another structured settlement buyer and had a bad experience OR have previously sold payments to one or more structured settlement buyers and did not feel that the process was what they were told.

This will never be an issue when you work with Catalina Structured Funding as your structured settlement buyer.  At every step of the way, throughout the entire process, we do what ever we can to get you the answers and explanations you need to appreciate exactly what is going on with your structured settlement sale.  The clear forward nature of how we proceed starts with the initial quote:  our structured settlement quotes are clear and carefully tailored so you can understand completely what structured settlement payments are being converted to a lump sum.

After getting our easy to follow, ZERO FEE, quote for structured settlement payments, we can give you a specific explanation of how long the process will take in the state where you live.  We do not give generic, cooking cutter, discussions- as a nationwide EXPERIENCED structured settlement buyer we will provide you information specific to what you can expect based on your structured settlement payments and the state where you live.

Do not get caught up with a structured settlement buyer you are not sure is right, make sure to speak to us and see the difference it makes when you actually know what you are doing when it comes to providing cash for structured settlement

1-800-317-3769

Announcement: Best Buyer of Structured Settlement Payments

Considering what is involved in getting lump sum you want to work with the best buyer of structured settlement payments.  CSF will be that structured settlement buyer for you.  It goes without question when looking for the best buyer of structured settlement payments that you need to speak with us.

Creative structuring of structured settlement buyouts is something we take a great deal of pride of you.  Are you aware that there are multiple alternatives when designing options for structured settlement cash out.  Here is what we mean:  You have a structured settlement for $2,000.00 per month for the next 20 years (or 240 months) and then that structured settlement keeps paying for as long as you alive.  Maybe the structured settlement payments even contain a COLI (a/k/a cost of living increase).  In situations there are literally COUNTLESS ways to go designing lump sum for structured settlement payment offers.

Maybe you want to keep your immediate income of the $2,000.00.  Maybe you want to sell the immediate income of $2,000.00 and sell only a portion of the $2,000 structured settlement payments. For example, $500.00 of the $2,000.00 beginning in 2020 or maybe you want to sell $576.50 of the $2,000 beginning in 2022.  Point is you have a lot options when trying to get the cash for structured settlement payments.

What we will do at Catalina Structured Funding is to provide you with the alternatives you can consider when selling structured settlement payments. Call us with details regarding your structured settlement and let us simply provide you FREE quotes.  After receipt of our quotes you can take time to decide or come back to us and ask us to run additional offers.  You need not make a decision on the spot and we are happy to send you our quotes in writing.  We are the best buyer of structured settlement payments for a reason and you are only one quick, hassle free phone call from finding out why.

Selecting Structured Settlement Buyer

There are websites, lots of websites, from companies that buy structured settlements.  Are they really a structured settlement buyer or simply a company collecting information regarding structured settlements sellers? Do these companies exclusively buy structured settlement payments?  Are they companies at all?  Do they know what it takes to convert structured settlement payments to a lump sum in compliance with the laws of the state where you live?

With Catalina Structured Funding as your structured settlement buyer you do not need to worry about this.  Our group of nationally recognized experts in buying structured settlement payments for a lump sum know exactly what they are doing when it comes to purchasing structured settlement payments.  This will be evident from the first time you speak with us.  Since Catalina Structured Funding focuses all its energy on geting people lump sums for structured settlements and we operate through the country, you need not worry when you work with us that the transaction will be process properly.

Our experts are available for a free consultation regarding what services we offer as a structured settlement buyer- we are around to provide you with an absolutely complimentary series of quotes when it comes to getting you money.  Our staff’s experience allows us to provide you with an instant quote as well.  Once you hear our quotes we are happy to put them in writing and send them to you. As a premiere structured settlement buyer we think it is completely appropriate to send you written quotes so you can contemplate them on your own time.

What types of services do we offer as  a structured settlement buyer?  We can quote you out for full buyouts, partial structured settlement buyouts, or deferred structured settlement buyouts.  Notably, if you would like to see quotes for all these options we will take the time to put them together for you. Again, this seems like best practice for a structured settlement buyer.

We can also work with small structured settlements, small structured settlement payments, small annuities and even life contingent structured settlements and annuities.  You will find even when it comes to these different types of future payment streams our expertise is evident and you will still get the best service in the industry.

Plus, since we process all transactions in-house with our team of experts, we are always available to give you immediate, accurate updates regarding the status of your transaction.  Again, its what a top structured settlement should offer.

Call us today at 1-800-317-3769.

How Do I Find the Best Structured Settlement Buyer

What services do the top structured settlement buyers offer to customers?  At Catalina Structured Funding, we do not worry to much what other buyers of structured settlements do.  In fact, we pride ourselves as doing things better, if not that the best, of any structured settlement buyers in the country.  We think you will immediately notice the difference of working with professional structured settlement buyers from the first moment you call us.

Our focus from the initial call is designing a structured settlement transaction that meets your needs and gets you the lump sum you are looking for.  Ultimately, we recognize you want to get the most cash for structured settlements and looking for a structured settlement buyer that is prepared to do that for you.  Its why we encourage you to speak with another structured settlement buyer and get a quote from them before you call us regarding cashing out structured settlement payments for the most cash.

Does that surprise you that we encourage people to speak with another structured settlement buyer before speaking to us? The reason we do that is because we think only by comparing us with others claiming to be the “best structured settlement buyer” will you recognize the actual difference between making the claim of being one of the top structured settlement buyers and backing up that claim.  Plus, once you call us and advise us of what you have been offered for your structured settlement payments, we have a policy in place that allows us to guarantee that we will provide you more cash for your structured settlement payments.

As part of the alternatives we provide to individuals that may want to convert structured settlement payments for a lump sum, we also believe that the availability of cash advances on structured settlement payments is important.  While ideally customers of ours may want to wait for the final full funding of the structured settlement cash out, we know that sometimes life can not wait.  Consequently, every single of the customers we work with as a structured settlement buyer qualifies for an immediate cash advance on structured settlement payment conversion.  Again, we can make this claim because we are nationwide experts on funding structured settlement transfers and therefore have the confidence to get you immediate cash for your structured settlement even before final funding:  we will even put that part in writing so you do not have any worries that after you sign a contract with Catalina Structured Funding you will actual get the guaranteed cash advance:

1-800-317-3769- Our experts can get you started immediately.