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Cash for Annuity

Cash For Annuity

By April 2, 2020July 11th, 2020No Comments

One Call Gets Your More Cash

call for annuity

Are you looking for cash for annuity? Maybe you inherited an annuity, purchased an annuity or received an annuity as part of a structured settlement of a personal injury lawsuit. At Catalina Structured Funding, we work with people from across the country that are looking for cash for annuity.

After being involved in one way or another in countless transactions involving people cashing out an annuity for a lump sum we are well versed in how to process these types of transaction. As a result, we can often get people more cash for annuity than our competitors and get you cash for annuity faster. Keep in mind that we can help you get cash for annuity regardless if you live in Alaska or Alabama, California or Kentucky, Maryland or Mississippi. Stated another way, regardless of what state in the country you live in, our team can get you cash for annuity.

How much cash for annuity can we get you? Well that depends on a host of factors, including but not limited to:

  • How much your annuity payments are for
  • How often and when your annuity payments are due
  • What company makes the annuity payments to you
  • Whether the annuity payments are guaranteed annuity payments or life contingent annuity payments.

We often get calls from people that first looking into getting cash for annuities. We are happy to take these calls. With decades of combined experience in facilitating people getting cash for annuities, we like to share our expertise and walk people through the ins and outs of what it takes to get cash for annuities. Depending on how much information you have and how much information you want about getting cash for annuities, the call with us can take 2 minutes or 2 hours. We are always here to provide answers to your questions about getting cash for annuities and will take as long as you want to feel comfortable about the process.

Of course, our advice on how much your annuity is worth, and what is involved in getting cash from annuities, is completely FREE. You do not have to commit anything to us to get an education from us about your annuity and the process of getting cash. Moreover, we are happy to provide anyone with a free cash quote for annuities or a quote to get cash for structured settlement. We will also be happy to put our quotes for structured settlements or quotes for annuities in writing so you can take as long as you want to consider if its in your best interest to sell either.

Most Cash for Annuity – Compare and Contrast

Getting people cash for annuity, often the most cash for annuity, is what the experts at Catalina Structured Funding, Inc., do every single day. We get calls from people in all 50 states looking for information about what how much cash for annuity we can pay, what is the process and what they can expect if they were to contract with us to sell annuity for cash. We hope to surprise them with our candid answers to all these questions:  and the professional way we handle each call and every question regarding getting cash for an annuity.

Sometimes the annuities people are looking to cash out are called structured settlement annuities. These are annuities that were obtained either through a settlement of a lawsuit personally or through inheriting the structured settlement annuity from a family. These types of annuities are also called “structured insurance settlements” or simply “structured settlements”. Often times, these structured settlement annuities are “life contingent structured settlements,” and other times they are “guaranteed structured settlements”. Regardless of the type of structured settlement you have, our annuity buying specialist can provide you with an immediate free quote.We can also provide you cash for annuities of other varieties. Many people buy non-qualified annuities and then decide at a later point that they wish or  need a lump sum for that annuity. We are here to discuss with you the lump sum options that are available based on your particular annuity. Many annuities can be bought, sold and assigned for cash after acquisition.  You will inevitably be very surprised how much cash for annuity we can pay.

Noteworthy is the fact that not all annuities must be sold in their entirety to get a lump sum from us. Like many other arrangements, the terms of an annuity often set forth whether the annuity payments, or the annuity, may be sold or assigned, in whole or in part, for a lump sum. These details and figuring out the answer for you is something we do regularly and for FREE.  We want to be your resource for information and in the process get to know you so if you decide to go forward and get cash for an annuity, we are the company you turn to. In the interim, however, you will not feel any pressure from anyone at Catalina Structured Funding to get cash for annuity. It is simply not the way we operate.

Annuity Information for All

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It might sound like strange advice coming from a settlement annuity buyer and buyer of annuities in general but we think you need spend some time considering whether getting cash for annuity is in your best interest or whether it makes more sense to (1) wait for the annuity to become due and/or (2) find another way of raising the capital you need. While Catalina Structured Funding is in the business of providing cash for annuities and absent finding people to sell annuities for cash we would not be in business, we believe our customers are the type of people that have carefully considered there options and determined getting cash for annuity now is in there best interest.

With our experience of providing lump sums for annuities and after reviewing, originating and/or processing thousands of transactions, the experts that make up the team at Catalina Structured Funding know that for all the reasons there are not sell annuities, or cash out structured settlement payments, there are often just as many solid, valid and important reasons to cash out annuity for a lump sum. Some of the reasons we regularly hear are:

  1. Most Cash for Annuity to buy a home. This can be done to buy a house outright or to get the needed cash for the down payment.
  2. Most Cash for Annuity to purchase a car. This allows individuals to get to and from work, find employment, and, obviously, assist with all the day to day activities.
  3. Most Cash for Annuity to pay off debt: credit card, medical bills and other forms of debt. This allows people to reduce the liability that comes with high interest loans and obligations – by selling an annuity at a lower rate, like Catalina Structured Funding can provide, you may be put in a position to save money by stopping the compounding interest on other debts. Of course, whether this makes sense for you is up to you and your financial advisor.

Whatever your need is for getting the most cash for your annuity, Catalina Structured Funding is here to provide you the lump sum you request. We can pay you a lump sum for guaranteed annuity payments as well as life contingent annuity and structured settlement payments.

Sell Annuity Alternatives

What type of of annuities do we buy? Catalina Structured Funding is committed to getting you a lump sum regardless of the type of annuity you are looking to sell. Our team is made up of some of the most experienced experts in the annuity buyer business. While there are certain types of annuities that can not be sold for legal reasons, our experience allows us to convert various types of annuities for a lump sum of cash. We can almost always provide you a lump sum of cash for settlement annuities, large or small, personal injury annuities, life contingent annuities and various types of investment annuities. We can buy annuities with payments due very far in the future.

If you are curious about whether your can sell annuity to us, just pick up the phone and ask us if your annuity can be sold for a lump sum of cash. You can also shoot us an email with the details of the type of annuity you have and we can tell you whether your annuity is assignable, and if so, how much your annuity is worth.

Also, keep in mind you do not have to sell annuities in their entirety, in most cases. For example, if you have an annuity that pays monthly payments for the next years, Catalina Structured Funding can provide you with various options to consider. You can keep your current income from annuity and simply sell annuity payments that start in 10, 15 or 20 years from now. Alternatively, you can keep the payment stream timing totally unchanged and elect to sell a portion of each monthly payments. By that we mean, say you get $1000 per month- you can chose, by example, $500 per month and keep $500 coming in each month. With Catalina Structured Funding you can sell less and get more.

Catalina Structured Funding is here to help by providing you tailored options for your annuity cash out. We know that your situation is unique and therefore with us you will never getting a cookie cutter alternative but instead we will take the time to listen to your needs and design options that meet them. Its part of the difference you will enjoy by working with us your annuity buyer.

The best part is that you do not compromise getting the most cash for annuity by taking advantage of our personalized service. We will beat any of competitor’s offers. Do not go forward with any other annuity buyer without speaking to us and seeing how we can help.

What Type of Annuity/Structured Settlement Can I Sell?

Is it better to keep or sell annuity? That is a question best answered based on the individual circumstances. Once you have decided if its best to sell an annuity or structured settlement, Catalina Structured Funding, Inc. is a great place to start.

Here are some the types of annuities people sell to us because they think they are better off with cash now:

1. Selling Inherited Annuities

2. Selling Annuities that do not start paying for a while

3. Selling Life Contingent Annuities

4. Selling Annuities that are no longer serving the intended purpose

5. Selling Self Purchased Annuities.

Should you have any of these annuities and would like to discuss cashing out annuity for an immediate lump sum or what is involved to sell annuity, give us a call.

While there are many ways to make the lump sum payment for annuity work for you, its the type of decision that should be carefully considered before you make any decision. The other day we received a call from a gentleman that was looking to sell structured settlement in Pennsylvania.  He had spoken to a bunch of the larger settlement buyers and was apparently unhappy with either the way he was treated or the lump sum for annuity they offered him.

Why did he want to sell his annuity for a lump sum? This particularly gentleman and his fiancee wanted to buy a house. After speaking to his bank and presumably a financial advisor, he determined that by cashing out annuity and providing a larger down payment on this home, his monthly payment on his mortgage would be reduced to a level that made his new home affordable. In other words by selling his annuity and having his monthly mortgage payments less because of the sizeable downpayment, he determined he would be in a better economic decision. While the team at Catalina Structured Funding, Inc., does not provide economic advice, this definitely seemed liked a good use of his lump sum

You see at Catalina Structured Funding we do  not want to buy an annuity from you unless you feel it is in your best interest to cash out annuity for a lump sum. This is true whether you are selling an annuity or structured settlement. Sure we can offer you the most cash for structured settlement payments or annuity payments but getting that lump sum only makes sense if you and/or you and your family will be in a better position. This philosophy is part of what we think it means to be a top structured settlement buyer and top annuity buyer.

Give us a call today if you have any questions about what your annuity is worth or what is involved in selling annuity. All conversations with our team are without obligation and are completely free.

Is This the Right Time to Sell Annuity for Lump Sum?

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We know that less business is undertaken in summer time than in other times of the year. in this vein, it may also not the time of year that you may want to start the process to sell annuity for a lump sum. While we totally understand that you may want to focus on other things in the summer than the financial demands you have coming up, and instead you want to spend more time considering things like the next barbecue, this may in fact be the best time of year to get the process of receiving your lump sum underway.

One of the reasons why its a great time to considering starting the process to sell annuity or to sell part of an annuity for cash now, is that depending on where you live (i.e., the State) and the type of annuity you have (is one you received or inherited that was issued in connection with personal injury settlement), it may take longer than you anticipate to complete the transaction and get funded. While Catalina Structured Funding has national expertise that allows us to fund lump sum for annuity transactions fast, the law has certain requirements that must be met and those requirements have certain time restrictions. If you are curious what the time frame in your particular state may be, call one of our experts and we can provide you with a free estimate.

From time to time people will call us looking to sell annuity and get a lump sum immediately. While we do provide our customers with immediate advances on the cash lump sums for annuities, the payment of the full amount will take more time. In other words, if you know you are going to have a need for money coming in the future, either for back to school or some other event in the fall, it is better to get on the phone with us soon so we can walk you through the process and explain what the time between signing the contract and final funding will be. Of course, there is no cost to you for this conversation.

Also, its critical to know that some annuities, i.e., those not from personal injury lawsuits, can be in many cases assigned, sold for a lump sum much quicker. Our team has experience working with people to cash out both types of annuities (structured settlement v. regular).

In any event, the team at Catalina Structured Funding is here to discuss your lump sum for annuity options and to provide you with a better offer than other structured settlement buyer.

Call us today at 1-800-317-3769.