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Structured Settlement Buyer

Structured Settlement Buyer California: Do Not Sell Without Reading

Catalina Structured Funding is a nationwide settlement buyer. We are very proud of the fact that we can help individuals throughout the country who are interested in getting a lump sum for structured settlement payments.  As you may know, the laws in every state differ when it comes to cashing out a structured settlement so it is therefore critical you work with a settlement buyer that regularly provides lump sums for structured settlements in your state.

If you live in California and are interested in selling structured settlement payments, you may be curious what is involved in doing so and what to expect. The first step to getting the most cash for structured settlement payments is, of course, calling us at CSF. We regularly beat our competitors offers for structured settlements by thousands and thousands of dollars.

If you agree that we have offered you the largest lump sum and feel that selling your annuity to us is in your best interest, the next step is to receive a disclosure statement from us. What is a disclosure statement? Simply said, it contains the financial terms relating to the sale of structured settlement payments that the California state legislature, presumably, has determined are the most significant. For example, the California structured settlement disclosure statement requires we provide you with the “Discounted present  value” means the fair present value of future payments, as determined by  discounting those payments to the present using the most recently published  applicable federal rate for determining the present value of an annuity, as  issued by the United States Internal Revenue Service.”

There are various other financial terms that must be disclosed before you can sell structured settlement payments. At CSF, we are all too happy to provide you with a disclosure statement and give you as much time as you need to consider whether cashing out some or all of your structured settlement payments is in your best interest. Its important to note, however, that anyone looking to sell structured settlement payments in California must wait at least 10 days after receiving the disclosure statement before they can sign a contract.  Specifically the California Structured Settlement law provides as follows: Ten or more days before the payee executes a transfer agreement, the transferee shall provide the payee with a separate written disclosure statement. . .

When it comes to settlement buyers in California and throughout the country, CSF can provide not just the most cash structured settlement but can also ensure, based on our experience, that the transaction is processed in full compliance with the law and as quickly as possible.

If you want to know how much your structured settlement is worth, please give us a call at 1-800-317-3769.  Our quotes are free and you do not have any obligation to move forward with us even after the appraisal.