How New Hampshire YDC Settlement Payments Work
Based on the Administrator's Decision under NH RSA 21-M:11-a (2024), survivors of abuse at the New Hampshire Youth Development Center may receive compensation through 10 annual payments instead of getting all the money upfront. The New Hampshire Legislature established the YDC Claims Administration and Settlement Fund specifically for this purpose.
We hear from survivors regularly who tell us the same thing: waiting a decade to receive their full compensation creates real financial hardship. Some need to pay off debt or cover medical costs now. Others simply want to control their own money instead of waiting for the State of New Hampshire to send them a check once a year. Whatever your reason, you have the right to decide how and when you receive the money that was awarded to you.
An important protection: Under NH RSA 21-M:11-a, if the State of New Hampshire defaults on any payment, the Administrator's final decision automatically converts into a final judgment enforceable in any New Hampshire Superior Court. The claimant is also entitled to reimbursement for reasonable attorneys' fees and costs incurred to enforce such a judgment. The state has 30 days to cure any default before this provision takes effect. This means your payment rights have real legal backing, not just a promise.
Why Survivors Choose a Lump Sum
Your compensation should help you now, not slowly trickle in for the next decade. The most common reason survivors contact us is to pay off debt or cover medical and therapy costs. After that, it is housing. People want to buy a home, put down a deposit, or simply get into a stable living situation. Here are some of the other reasons we see:
- Purchase a vehicle
- Purchase income-producing real estate
- Start or invest in a business
- Fund education or job training
- Gain financial control and independence, the money is yours and you want to decide how to use it
- Simplify your financial picture by ending the annual payment relationship with the state
And there are plenty of other compelling reasons. Whatever yours is, we do not require you to justify your decision. The choice to sell is yours alone. We are here to give you a free, confidential quote and let you decide if and when it makes sense. No pressure. Ever.
How Selling Your YDC Settlement Payments Works
Get a free valuation
Tell us how many annual payments you expect to receive and how much each payment is (after your attorney takes his or her share). We will calculate a fair lump-sum offer. You do not have to sell your full settlement to get a quote.
Review the agreement
If you would like to proceed, we send you a transfer agreement with full disclosures about your rights, the amounts involved, and the discount rate applied. No surprises.
Independent advice
We strongly recommend you consult with an independent attorney, accountant, or financial advisor before signing. You should be represented by an attorney throughout this process.
Court approval at our expense
We initiate the court process required by the New Hampshire Structured Settlement Protection Act (NH Rev Stat § 408-G:1 (2023)) at our expense. A New Hampshire judge must review and approve the transfer and find that it is in your best interest. You never pay for this.
Receive your lump sum
Once the court issues its approval order, your lump sum is paid to you by check, wire, or other electronic payment. Often much faster than you would expect.
You choose how much to sell. You can sell all remaining payments or just a portion, whatever makes the most sense for your situation.
What to Know About Working With Catalina Structured Funding
You never pay out of pocket
The amount we quote is the net amount you receive. No hidden charges, no fees deducted at closing. CSF covers the entire court filing process at our expense.
No credit check, no employment requirement
Your eligibility is based entirely on your approved YDC settlement payment schedule. Your credit score, income, and employment status are not factors.
You stay in control
You choose which payments to sell, how many, and whether to proceed at all. A quote is free and non-binding. You can sell part of your settlement and keep the rest.
Attorney-operated company
CSF is run by licensed attorneys, including our CEO. We have closed more than 4,000 structured settlement transactions and know the court process inside and out.
Confidential
Your information and your decision are private. We do not share your information with anyone.
Respectful, compassionate support
We understand what you have been through. For many YDC survivors, this money represents far more than a financial transaction. Our team provides confidential, trauma-informed assistance at every step.
Important Disclosures
We do not provide legal, tax, or financial advice. A lump-sum purchase is a financial transaction involving the transfer of future structured settlement payment rights. This is not a loan. All decisions should be made in consultation with your attorney, certified public accountant, or other financial advisor of your choice. We strongly recommend you get such advice from an independent qualified third party.
This transaction is governed by the New Hampshire Structured Settlement Protection Act (NH Rev Stat § 408-G:1 (2023)), which controls and governs the transfer of all structured settlement payments in the State of New Hampshire. It requires a court order process where a judge must approve the sale, transfer, or encumbrance of any structured settlement payments, including a transfer in whole or in part. The transfer of YDC settlement payments is also subject to NH Rev Stat § 21-M:11-a (2024).
State default protection (NH RSA 21-M:11-a): Should the state default on any payment owed pursuant to a final decision by the administrator, the administrator's final decision shall convert into a final judgment enforceable in any superior court of New Hampshire, unless the state cures the default by making such payment in full within 30 days. The claimant shall also be entitled to reimbursement for any reasonable attorneys' fees and costs incurred to enforce such a judgment.
- NH Rev Stat § 408-G:1 (2023): New Hampshire Structured Settlement Protection Act
- NH Rev Stat § 21-M:11-a (2024): YDC Settlement Fund statute
Catalina Structured Funding, Inc. is a licensed structured settlement purchaser. We do not represent survivors' interests in the court approval process. Survivors should have independent counsel.