15 Years and 4,000+ Transactions. Here Is Our Track Record.
Structured Settlement Reviews
Real reviews from customers who sold structured settlement payments through CSF. Most came to us after getting quotes elsewhere. Learn more about structured settlements.
“I had a great experience working with Pablo and the other folks at Catalina. They made sure I understood what was going on through every step of the process and I got a great price for my payments (after shopping around between several companies). The process is long (around 3 months) but as long as you have your own documents/etc. in order, it will work out exactly as the contracts/forms describe.”
“I recently had the pleasure of working with Catalina Structured Funding, and I can’t recommend them highly enough! Greg Saber was an exceptional partner throughout the entire process. His honesty and fairness made me feel confident in every decision we made. Greg took the time to walk me and my team through each step, ensuring I understood everything and felt supported as I worked toward a path to jumpstart my business with early funding. Thanks to the thorough preparation provided by Catalina’s team, especially Greg, the judge was genuinely impressed with our presentation.”
“Catalina Structured Settlements offers the best rates around, and my experience with them was by far the smoothest yet. They maintained consistent communication throughout the process, ensuring I was always informed. I had the pleasure of working with Ian as my representative, and I can confidently say this company prioritizes helping customers without resorting to aggressive sales tactics, a refreshing change after my experience with JGW.”
“It was an absolute pleasure working with Catalina Funding and Pablo. PABLO DESERVES A RAISE!! He is the sweetest, kindest, most honest and the realest person in the world. Him getting me the best offer and in the quickest time of getting approved. I promise that this company is worth your time and make sure to ask for Pablo. He will do right by you and make sure you get the best.”
“My first experience with Catalina structured funding was a smooth and easy process. I was given the highest offer and received my settlement money quickly. I worked with James, and he went above and beyond my expectations. The approval process was easy.”
“I completed my deal with Catalina structured funding and they did me good. I worked with James and he quoted me more money than two other companies. I am recommending them to my other family members that may want a lump sum as well because they got me the most money.”
“I completed my deal with Catalina structured funding. I worked with Chris, and he quoted me more money than any other companies that I went with in the past. If I had known that this company existed in the past when I did my first lump sum transaction, I would’ve done my first transaction with them, but I’m glad I went with them now. If you’re looking for a good structure settlement place, I recommend this one, Catalina structure settlement is a Great company and they work pretty fast and the advances are great if you need one.”
“I just finished working with Catalina Funding for the first time and the whole experience was great from start to finish. I worked with Sara and I could not recommend her more. She was transparent, honest, and extremely communicative. I was able to wrap up the entire sale of my annuity in about 2 months and just bought my first home as planned. I can’t thank Sara and the team at Catalina enough!”
“Catalina was able to get me the money I needed and get it to me quickly. I was able to pay off all my outstanding debt and have some funds leftover to help with my business. If I had more payments I would sell to them again. James was honest and quoted me more than I expected for my future payments.”
“I recommend Catalina structured funding. I was happy with James as he was straight to the best offer I received and got me money quickly. He didn’t lie to me like these other companies were trying to do. The approval process was easy.”
“Honestly worked with them twice and Ryan has been amazing. The owner Chris Milton was just as nice and very attentive to my needs! I would recommend 10/10. If I do another transaction I will be sure to go back!”
“Worked with Pablo on my transaction. He did everything he said he would do and I got twice as much as other companies offered.”
“Hands down that Chris from Catalina Structured was absolutely the best! Any question I may have had he answered or got an answer for. He kept me updated thru this whole process which to me is very important. I hate wondering what’s going on..well that didn’t happen. All the way to the very end which was today I feel he has given me 100%.”
“Ryan Haines was amazing! He was very helpful very nice, super professional, kept in contact with me to make sure I was doing well and just to keep me updated with everything. Took the time to explain the whole process out to me which helped me with the decision to go ahead with the process. Definitely recommend them, over any other company I used before.”
“My husband and I had the best experience with Catalina Structured Settlements. A gal by the name of Jessica Carman helped us with receiving funding and went above and beyond to thoroughly explain every step of the process. She is extremely patient and knowledgeable, and took the time to answer any questions that we had. We highly recommend Catalina!”
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The amount we quote is the amount you receive.
Annuity Reviews
Customers who sold annuity payment streams through CSF and shared their experience. Learn more about annuitys.
“Loved working with Catalina Structured Funding! They helped me a lot with selling my annuity now I’m able to use this money towards my education. They’re very patient which I loved a lot. Chris was very helpful and I thank him a lot for it. The paperwork was an easy process. The process wasn’t really long!”
“Well I gotta be honest I hate these things and all these companies so this review is really for SARA! She is a breath of fresh air and has been a friend both times I sold my annuity with Catalina.”
“I worked with James and his team and they are competitive! I got offered several comps when going through my annuity sale and the most common response was ‘wow that’s a really good offer, we can’t beat that’ from other companies. Their team does a great job with communication throughout the process and gets you a great deal in a timely manner.”
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The amount we quote is the amount you receive.
Lottery Winnings Reviews
Customers who sold lottery annuity payments through CSF and wanted to share how it went. Learn more about lottery winningss.
“IAN IS THE MAN WITH THE MASTERPLAN!!! Hands down the best structured settlement funding company around. I worked with JG Wentworth for many years prior to finding Catalina and I wish I could have found them sooner. They take the time to explain selling options, and will draw up other options for funding, if the ones provided initially don’t work for your needs at the time. Honestly, the best customer service I’ve received from any company around.”
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The amount we quote is the amount you receive.
General Reviews
Customers across all service lines who wanted to share what it was like working with CSF. Contact CSF for a free quote.
“Getting on here again to update my review. I’ve worked with Veronica, and her staff at Catalina structured funding for a few years now this is about the 4th time around because each time has been positive outcomes. They have always gone up and above on helping me with my funding process. They genuinely care about all the different situations I’ve been in and have always helped every step of the way.”
“Thanks to my boy PABLO at Catalina structured funding. Such an amazing guy help me every step of the way he made sure I felt safe with no pressure or anything. BIG THANKS TO THE WHOLE TEAM.”
“Working with Veronica had to be the best most amazing experience ever! I felt like family she treated me with so much respect, helped me with literally everything. I needed this super bad my predicament went from nothing to something and that’s I couldn’t be more grateful. Veronica was so caring I love her!”
“Angel was amazing to work with, Great customer service, fast response time, He works really hard on guiding you throughout the whole process from beginning to end, Definitely would recommend Angel to work with! & Thank you Catalina for giving me the highest offer on my settlement!”
“I had a great experience with Catalina. Sara was super nice, and helped me get exactly what I needed. It took about 2 months to get my money, but Sara kept me in the know the whole way through and was there when I had questions. Would highly recommend!”
“I highly recommend Catalina Structured Funding. Customer service provided was awesome, Veronica has a very welcoming, friendly professional and personable nature. The staff at CSF, work with integrity to provide their customers with sound financial advice and guidance, also creates a trust that is rare to find. CSF will make sure you receive your funds in a timely matter.”
“The highlight of my experience with Catalina was working with Pablo! He made the process so seamless and was reassuring every step of the way without making me feel pressured. I will definitely be working with Pablo again on my settlements and will refer him to everyone I know!”
“Catalina has been AMAZING for me, they are quick, they get back to you super fast as well! They definitely know what they are doing and give you great prices! Adam and Brittany have both been so helpful through all of it, I couldn’t have asked for anybody better to help me than these two!”
“Catalina structure funding was the best thing that has happened to me in a long time. I had become sick about 1 year ago and the medical bills were starting to stack up. And I didn’t have any other income coming in. I first started with JG Wentworth and I could not get a hold of anyone so I looked up Structure Settlement Sell Annuity Payments and that was the start of my great experience.”
“Very friendly bunch of people. I was able to get my advance fast with not a lot of issues, and they always communicated what was going on without bugging you. 100 percent would use again.”
“Catalina Structured Settlements offers the best rates around, and my experience with them was by far the smoothest yet. They maintained consistent communication throughout the process, ensuring I was always informed. I can confidently say this company prioritizes helping customers without resorting to aggressive sales tactics, a refreshing change after my experience with other companies.”
“Thank you Catalina for providing the best experience I’ve had so far. I was guided through the entire process, ensuring everything went smoothly. The timeline was clearly explained from our initial call to when I would receive my money. Customer service was always available to answer my questions and provided helpful clarifications whenever needed.”
Why Customers Choose CSF Over Larger Companies
When you call CSF, a real person picks up the phone. Not a call center, not a phone tree, not someone reading from a script. You work with the same advisor from the first conversation through funding. That is how we have done it for 15 years, and we are not changing it.
CSF is a direct funder, not a broker or middleman. We work with our own network of financial partners, which means we can usually offer more than companies that mark up someone else's quote. We see it all the time: customers come to us after getting offers from JG Wentworth or Peachtree and are surprised when we put thousands more on the table for the same payment stream.
Every transaction is overseen by four licensed attorneys who review the legal documentation, court filings, and transfer paperwork. Most companies in this industry do not have a single attorney on staff. We have four. That matters when your money is on the line.
We also handle all four major payment types under one roof: structured settlements, annuities, lottery winnings, and probate advances. If you have more than one type of payment, you do not need to deal with multiple companies. One team handles everything.
How to Evaluate a Payment Purchasing Company
If you are shopping around (and you should be), here is what to look for in any company you talk to. We encourage every customer to get at least two or three quotes before making a decision.
- Written offer with full disclosure. Any reputable company will provide a written quote that shows the lump sum amount, the discount rate or fee, and any costs. If a company will not put the numbers in writing before you sign, do not proceed.
- Transparent pricing. Ask explicitly whether any costs will be deducted from your lump sum. At CSF, the quoted amount is the funded amount. No exceptions.
- BBB accreditation and track record. Check the company on bbb.org. Look for an A+ rating, accreditation, and a complaint history that shows issues are resolved professionally.
- Licensed professionals. Companies with attorneys or licensed financial professionals on staff provide an additional layer of compliance and protection for your transaction.
- No pressure. A good company gives you time to decide. If someone is rushing you or using high-pressure tactics, that is a warning sign.
For a detailed comparison of structured settlement companies, visit our structured settlement companies comparison page.
Frequently Asked Questions
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Individual results may vary. The testimonials above reflect the personal experiences of individual customers and are not guarantees of future results. Each transaction is unique, and outcomes depend on the specific details of your payment stream, state laws, and other factors.