What Type of Payments Do You Have?
Sell Your Structured Settlement for a Lump Sum
Why wait years for payments you could use today? Whether you need cash for a home, a car, paying off debt, or any other reason, CSF can convert your future structured settlement payments into a lump sum. We have closed more than 4,000 transactions nationwide. The amount we quote is the amount you receive.
Sell Life-Contingent Payments for a Lump Sum
We work with life-contingent payments all the time, including payment streams that may not start for decades in the future. Our team has the experience to value even the most complex life-contingent structures and will walk you through what affects your offer so you know exactly where you stand.
Cash Out Your Lottery Annuity Payments
Waiting years for annual lottery payments adds up fast, especially when you could put that money to work today. We have helped lottery winners across the country convert future payments into a lump sum. Our team knows the state-specific rules, the paperwork, and the timelines.
Learn more about lottery winnings →Sell Your Annuity Payments for a Lump Sum
Whether your annuity came from a settlement, an insurance policy, or an inherited contract, we can convert those future payments into cash. We have worked with every major annuity issuer, including MetLife, Prudential, and New York Life, and we know exactly how each one handles transfers. Call us and find out what your payments are worth.
Learn more about annuities →Get Your Inheritance Before Probate Closes
Probate can drag on for months, sometimes over a year. We see it all the time. CSF advances your share of the estate now, with no monthly payments and no credit check required. You repay only when the estate settles. If the estate distributes less than expected, you keep the advance and owe nothing back. Most customers receive funding within 3 to 5 business days.
Learn more about probate advances →No obligation · Free quote · Funds in as little as 48 hours
Sell Your Structured Settlement for a Lump Sum
Why wait years for payments you could use today? Whether you need cash for a home, a car, paying off debt, or any other reason, CSF can convert your future structured settlement payments into a lump sum. We have closed more than 4,000 transactions nationwide. The amount we quote is the amount you receive.
Need cash now? We offer same-day cash advances while your transaction is being processed.
Request Cash Advance →“They made sure I understood what was going on through every step of the process and I got a great price for my payments.”
- Leslie G., Google Review
Simple, Transparent Process
Whether you are selling a structured settlement, lottery payments, or an annuity, the process follows the same three steps. We have done this more than 4,000 times. Here is what the full process looks like.
Get a Free Quote
Call us at (800) 317-3769 or fill out the form on this page. Tell us about your payments and we will have a no-obligation offer for you within 24 hours. No pressure, no strings.
We Handle the Paperwork
Once you accept, we take over. CSF prepares all court filings, coordinates with your annuity issuer, and manages the entire process. You sign paperwork and show up to a brief hearing.
Receive Your Lump Sum
After the court approves the transaction, your funds are sent directly to you. Need cash sooner? We can often advance funds the same day you sign.
Why Choose Catalina Structured Funding
Transparent Pricing
The amount we quote is the amount you receive. Not a penny less. We give you a written disclosure with every offer so you can see exactly how the numbers break down.
4,000+ Transactions Closed
We have worked with every major annuity issuer and filed in courts across the country. We know the paperwork, the timelines, and the judges. That experience shows in your offer.
Fast, Personal Service
You get a real person who picks up the phone, not a call center. Your dedicated team member handles everything from your first quote to your final payout.
Many of our customers come back for a 2nd, 3rd, or even 4th transaction. That is not an accident. Our customers have used their payouts to buy homes, start businesses, pay for education, and cover medical care.
Real People, Real Results
Hear from real customers who trusted Catalina Structured Funding to help them access their money when they needed it most.
“I had a great experience working with Pablo and the other folks at Catalina. They made sure I understood what was going on through every step of the process and I got a great price for my payments (after shopping around between several companies). The process is long (around 3 months) but as long as you have your own documents/etc. in order, it will work out exactly as the contracts/forms describe.”
“I worked with James and his team and they are competitive! I got offered several comps when going through my annuity sale and the most common response was ‘wow that’s a really good offer, we can’t beat that’ from other companies. Their team does a great job with communication throughout the process and gets you a great deal in a timely manner.”
“Getting on here again to update my review. I’ve worked with Veronica, and her staff at Catalina structured funding for a few years now this is about the 4th time around because each time has been positive outcomes. They have always gone up and above on helping me with my funding process. They genuinely care about all the different situations I’ve been in and have always helped every step of the way.”
“I just finished working with Catalina Funding for the first time and the whole experience was great from start to finish. I worked with Sara and I could not recommend her more. She was transparent, honest, and extremely communicative. I was able to wrap up the entire sale of my annuity in about 2 months and just bought my first home as planned. I can’t thank Sara and the team at Catalina enough!”
“I recently had the pleasure of working with Catalina Structured Funding, and I can’t recommend them highly enough! Greg Saber was an exceptional partner throughout the entire process. His honesty and fairness made me feel confident in every decision we made. Greg took the time to walk me and my team through each step, ensuring I understood everything and felt supported as I worked toward a path to jumpstart my business with early funding. Thanks to the thorough preparation provided by Catalina’s team, especially Greg, the judge was genuinely impressed with our presentation.”
“Loved working with Catalina Structured Funding! They helped me a lot with selling my annuity now I’m able to use this money towards my education. They’re very patient which I loved a lot. Chris was very helpful and I thank him a lot for it. The paperwork was an easy process. The process wasn’t really long!”
Read what our customers say about working with us across structured settlement, annuity, lottery, and probate advance transactions nationwide.
What Are Your Payments Worth?
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Calculate the Value of Your Payments
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Frequently Asked Questions
Nationwide Coverage
CSF purchases structured settlements, lottery winnings, and annuities, and provides probate advances, across the country. Not sure which option is right for you? Explore our guides on lottery lump sum vs. annuity payouts and find out what is a probate advance to learn more.