Peachtree Financial vs. CSF at a Glance
| Factor | Peachtree Financial | Catalina Structured Funding |
|---|---|---|
| Founded | 1996 | 2010 |
| BBB Rating | A+ | A+ |
| Parent Company | JG Wentworth | Independent |
| Funding Model | Corporate funder (high volume) | Direct funder (own capital network) |
| In-House Attorneys | Uses combination of in-house and outside counsel | 4 licensed attorneys on staff |
| Services | Structured settlements, annuities, lottery, pre-settlement funding | Structured settlements, annuities, lottery, probate advances |
| Life Contingent Payments | Purchased (pricing varies) | Specialty (dedicated underwriting) |
| Cash Advances | Available in some cases | Available on nearly every transaction |
| Pricing Transparency | Written disclosure provided | Written disclosure with every quote; amount quoted = amount received |
| Coverage | Nationwide | 49 states + DC (excludes Maryland) |
Swipe to see all columns
Data sourced from BBB profiles, JG Wentworth's privacy policy (entity list), company websites, and CSF transaction records as of April 2026.
If you are shopping for a structured settlement buyer, Peachtree Financial Solutions is a name you have probably come across. You may also be considering Catalina Structured Funding. Both companies hold BBB A+ ratings and operate nationwide, but they are built differently and serve customers in different ways.
This page compares the two companies on the factors that actually affect your payout and experience: funding model, court filing expertise, pricing transparency, and the types of payments each company purchases. We encourage you to get written quotes from both companies and compare the net lump sum each one offers for the exact same set of payments.
About Peachtree Financial Solutions
Peachtree Financial Solutions is a structured settlement purchasing brand that has been operating since 1996.
What many people do not realize is that Peachtree is one of over a dozen entities within the JG Wentworth Company, LLC corporate family. According to JG Wentworth's own privacy policy, the family includes Peachtree Financial Solutions, Peachtree Settlement Funding, Peachtree Pre-Settlement Funding, Stone Street Capital, Lottery Funding LLC, and several other entities. All share the same headquarters at 1200 Morris Drive, Chesterbrook, PA 19087.
This does not make Peachtree a bad company. JG Wentworth has been in business since 1991 and maintains a BBB A+ rating. The combined entity processes the highest volume of structured settlement transactions in the industry. That said, high volume comes with trade-offs. We see customers every week who started with Peachtree or JG Wentworth and came to CSF for a second quote. The most common reasons they cite are better pricing, more personalized communication, and working with a dedicated representative instead of being routed through a call center.
Peachtree purchases structured settlement payments and annuities. The JG Wentworth family also includes Lottery Funding LLC and Peachtree Pre-Settlement Funding LLC, covering lottery payments and pre-settlement funding respectively. Because Peachtree operates under the JG Wentworth corporate umbrella, its pricing and underwriting decisions are made at the corporate level.
About Catalina Structured Funding (CSF)
CSF is an independent, attorney-led direct funder that has completed more than 4,000 transactions since 2010.
The company maintains a BBB A+ rating (accredited since 2015) and employs four licensed attorneys who handle court filings, compliance, and customer communication in-house. CSF funds deals through its own capital network with no broker markup added to the discount rate.
Beyond structured settlements, CSF also purchases lottery annuity payments, insurance annuities, and provides probate advances. This makes CSF one of the few multi-service firms in the industry.
CSF is especially competitive on life contingent structured settlement payments, which require specialized actuarial underwriting that many companies lack. We have funded millions of dollars in life contingent deals across every region of the country.
Key Differences Between Peachtree and CSF
Both companies can get the job done, but they operate differently in ways that can affect your bottom line.
Company Structure
Peachtree is a subsidiary brand within the JG Wentworth corporate family. CSF is an independent company with no parent corporation. This distinction matters because independent companies have more flexibility to customize offers and move quickly on non-standard deals. A corporate subsidiary follows pricing guidelines set at the parent level.
Court Filing and Compliance
CSF has four licensed attorneys on staff who handle court filings and compliance directly. Most high-volume companies, including those in the JG Wentworth family, use a mix of in-house and outside counsel depending on the state. In-house attorneys tend to move faster because there is no coordination lag between the company and an external law firm.
Services Offered
The JG Wentworth family (including Peachtree) covers structured settlements, annuities, lottery payments, and pre-settlement funding. CSF covers structured settlements, annuities, lottery annuity purchasing, and probate advances. The key difference is that CSF offers probate advances while the JG Wentworth family offers pre-settlement funding. If you have multiple types of future payments, both companies can handle more than one.
Life Contingent Payments
This is the area where we see the widest pricing differences between companies. Life contingent payments stop when the measuring life passes away, which introduces actuarial risk that many buyers price aggressively. CSF specializes in these transactions and typically offers more competitive rates than high-volume companies that apply standardized pricing models to every deal.
Communication Style
High-volume companies route customers through sales teams and call centers. CSF assigns a dedicated representative to every transaction. You work with the same person from the first call through funding.
How to Decide Between Peachtree and CSF
The right company depends on your specific situation, payment type, and what matters most to you.
Consider Peachtree if:
- You prefer working with a nationally recognized brand name
- You need pre-settlement funding (CSF does not offer this service)
- You have a straightforward guaranteed payment stream and are comfortable with a high-volume process
Consider CSF if:
- You want a dedicated representative rather than a call center
- Your settlement includes life contingent payments
- You value in-house attorneys who handle court filings directly
- You want to work with a direct funder that controls its own pricing
- You have multiple payment types (structured settlement, lottery, annuity, or probate)
The best advice is the same regardless of which company you lean toward: get written quotes from both and compare the net lump sum each one offers for the exact same payments. The numbers speak for themselves. Have questions about what your payments are worth? Call us at (800) 317-3769. That gets you a direct line to our team, not a call center.
What Customers Say After Switching from Peachtree to CSF
Many CSF customers previously worked with Peachtree Financial or JG Wentworth before finding CSF. Here is what they reported.
“Catalina Structured Settlements offers the best rates around, and my experience with them was by far the smoothest yet. They maintained consistent communication throughout the process, ensuring I was always informed. I had the pleasure of working with Ian as my representative, and I can confidently say this company prioritizes helping customers without resorting to aggressive sales tactics, a refreshing change after my experience with JGW.”
Lawrence R. | Google Review
“Hands down the best structured settlement funding company around. I worked with JG Wentworth for many years prior to finding Catalina and I wish I could have found them sooner. They take the time to explain selling options, and will draw up other options for funding, if the ones provided initially don't work for your needs at the time.”
T M. | Google Review
Frequently Asked Questions
Is Peachtree Financial the same company as JG Wentworth?
Does Peachtree Financial charge fees on structured settlements?
How long does it take to sell a structured settlement through Peachtree or CSF?
Can I sell life contingent payments through Peachtree or CSF?
Which company offers better rates, Peachtree or CSF?
What services does CSF offer that Peachtree does not?
This content is for educational purposes only and does not constitute financial advice. Consult a qualified financial advisor before making financial decisions.