15+
Years in Business
4,000+
Transactions Funded
24hrs
Typical Funding Speed
A+
BBB Rating
A Probate Advance Is Not a Loan
You are not borrowing money. CSF purchases a portion of your expected inheritance at a flat fee. When probate closes, CSF collects directly from the estate. You never make a payment.
| Factor | Probate Advance (CSF) | Traditional Loan |
|---|---|---|
| Monthly payments | None | Required |
| Interest | None (flat fee, locked in day one) | Compounds monthly |
| If estate falls short | CSF absorbs the loss | You still owe the balance |
| Approval basis | The estate, not your personal finances | Your credit and income |
| Speed | Funded in as little as 24 hours | Weeks to months |
| Cost if probate takes 3 years | Same fee as day one | Interest triples |
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Why CSF for a Probate Advance?
CSF has spent more than 15 years funding cash transfers for structured-settlement recipients across the country. We have paid out more than $200 million to customers in similar situations: people who have a future payment coming, but need cash now. Probate advances are a natural extension of that work for heirs waiting on a pending estate.
15+
Years in Business
Funding lump-sum cash to customers waiting on payments since 2009.
$200M+
Total Funded
Across structured settlements, annuities, and now probate advances.
A+
BBB Rating
Accredited business in good standing. Verifiable on bbb.org.
Why Heirs Choose a Probate Advance
Probate takes 9 to 24 months on average. Bills do not wait. An advance puts your inheritance to work now.
Pay Off Bills and Debt
Medical bills, credit cards, funeral expenses. Get the money to clear what is weighing on you now.
Secure Housing
Put a down payment on a house, cover rent, or get into a stable living situation while probate plays out.
Handle Estate Expenses
Property maintenance, taxes on inherited assets, or costs the estate has not yet covered. An advance puts cash in your hands now.
Gain Financial Stability
Probate can take 9 to 24 months. Your life does not pause while you wait. An advance bridges the gap.
How It Works
Tell Us About the Estate
Call us or fill out the form. We need basic details: the estate, your share, and the attorney's contact info. Takes about five minutes.
We Review and Make an Offer
CSF verifies the estate with the attorney and provides a written offer showing your advance amount and flat fee. Usually within 1 to 2 business days.
Get Your Cash
Accept the offer and receive your funds, often within 24 hours. Repayment comes from the estate when probate closes. You never make a payment.
What Our Customers Say
“Very friendly bunch of people. I was able to get my advance fast with not a lot of issues, and they always communicated what was going on without bugging you. 100 percent would use again.”
Theresa F.
Google Review
“I highly recommend Catalina Structured Funding. Customer service provided was awesome, Veronica has a very welcoming, friendly professional and personable nature. The staff at CSF work with integrity to provide their customers with sound financial advice and guidance.”
Ayala L.
Google Review
“Working with Veronica had to be the best most amazing experience ever! I felt like family. She treated me with so much respect, helped me with literally everything. I needed this super bad.”
Fernanda C.
Google Review