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Probate Advance: New York City

NYC probate takes 12–24+ months. Get your inheritance now. All five boroughs served. BBB A+ rated.

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NYC probate, handled by Surrogate's Court with one courthouse per borough, typically takes 12–24 months for average estates. High-value estates, those involving co-op apartments (which require building board approval for transfer), and contested cases can run 2–5 years. CSF provides probate advances to heirs in all five boroughs: cash now, repaid from your inheritance when Surrogate's Court closes the estate. The amount we quote is the amount you receive.

NYC-Specific Probate Challenges

New York City's unique probate challenges include: New York's state estate tax (exemption $6.94M in 2025, with a "cliff" provision that penalizes estates between 100-105% of the exemption), co-op apartment transfer requirements (requiring building board approval), and the Surrogate's Court's heavy caseload creating scheduling delays.

Learn more in our New York probate advance guide, or our probate court explainer.

Frequently Asked Questions

How long does probate take in New York City?
NYC probate typically takes 12–24 months for average estates and can run 2–5 years for high-value, complex, or contested estates. NYC's Surrogate's Court handles enormous caseloads across all five boroughs, and estates with Manhattan co-op apartments face particularly complex transfers requiring building board approval.
What court handles probate in New York City?
New York City uses Surrogate's Court, one per borough. Manhattan: 31 Chambers St., New York, NY 10007. Brooklyn: 2 Johnson St. Queens: 88-11 Sutphin Blvd. Bronx: 851 Grand Concourse. Staten Island: 18 Richmond Terrace.
Can I get money from my inheritance before NYC probate closes?
Yes. Through a probate advance from CSF. You sell a portion of your anticipated inheritance for immediate cash. The advance is repaid from your inheritance when the Surrogate's Court closes the estate. No monthly payments, and you never pay out of pocket. CSF serves heirs in all five boroughs.
Does New York have an estate tax?
Yes. New York's 2025 estate tax exemption is $6.94 million. New York has a 'cliff' provision: estates over 105% of the exemption lose the entire exemption. This affects many NYC estates given high real estate values. The estate tax is paid before heirs receive anything.
How does a NYC probate advance work?
Contact CSF with the Surrogate's Court case number, your anticipated share, and the estate's approximate value. CSF reviews the filing within 24–48 hours. If you qualify, funds arrive within 2–7 business days of signing. Repayment comes from your inheritance when the estate distributes.
Do I need good credit to get a NYC probate advance?
No. Approval is based entirely on the estate's value and your status as a named beneficiary or heir. Credit score, income, and employment are not considered.

Don't Wait for NYC Surrogate's Court

Free quote, no obligation. All five boroughs served.

Get My Free Quote(800) 317-3769